Compare Pet Insurance Providers
Compare pet insurance with ease! See how Spot plans stack up against the competition. Our guide can help you make a confident, well-informed decision about your pet's health care.
What To Consider When Looking At Pet Insurance Options?
Choosing the right pet insurance can come down to comparing key factors: policies, coverage, claims processes, and reimbursement levels. Understanding these details can help ensure you get the best value and protection for your pet.
1
Coverage
Our Accident-Only plan can offer financial support when unexpected accidents happen, with a $20,000 annual limit. For broader protection, choose our Accident & Illness plan with annual limit options of $5,000, $10,000, or unlimited.
2
Wellness Riders
Wellness riders are optional add-ons for an additional cost, available exclusively with our Accident & Illness plans. Get reimbursed for routine preventative care services like wellness exams, vaccinations, and microchip implantation.
3
Additional Benefits
Enjoy help with peace of mind with these valuable benefits. Get up to $500 reimbursement per incident for unexpected costs like trip cancellations due to your pet needing urgent, lifesaving care, boarding fees (up to $25/day) if you are hospitalized, and lost pet recovery expenses.
4
Pre-existing Conditions
Pet insurance typically doesn't cover pre-existing conditions – that's pretty standard. With a Spot plan, if your pet shows signs of an illness or injury before their coverage begins, the condition will be considered pre-existing and will not be eligible for coverage.
Competitor Comparison
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Behavioral Issues
Alternative Therapies
Annual Deductible
Preventive Care Add-On Options
No Waiting Periods for Accidents
Multiple Pet Discounts for 2+ Pets
Accident-Only Plan Option
Multiple Annual Limit Plan Options for Accident & Illness Plans
Prescription Food
Sick Exam Fees
14 Day Waiting Period for Illnesses
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Included
Not included/Some inclusionsComparison information provided using publicly available information as of 3/5/24 for the purpose of summarizing program features, not a specific plan. Questions regarding other provider’s plans should be answered by contacting an agent of that company. It is our intention to reflect accurate comparison information. We attempt to keep information up to date but it may change from time to time. If you are aware of any inaccuracies or changes in the information provided, let us know by emailing customercare@spotpetinsurance.ca or by mailing PTZ Insurance Services Ltd. at 710 Dorval Drive, Suite 400, Oakville, ON, L6K 3V7.
Pet Insurance FAQs
Have questions about pet insurance and how it works? Don’t worry, we’ve got you covered.
