Compare Pet Insurance Providers
Compare pet insurance with ease! See how Spot plans stack up against the competition. Our guide can help you make a confident, well-informed decision about your pet's health care.
Choosing the right pet insurance can come down to comparing key factors: policies, coverage, claims processes, and reimbursement levels. Understanding these details can help ensure you get the best value and protection for your pet.
Competitor Comparison
Comparison information provided using publicly available information as of 3/5/24 for the purpose of summarizing program features, not a specific plan. Questions regarding other provider’s plans should be answered by contacting an agent of that company. It is our intention to reflect accurate comparison information. We attempt to keep information up to date but it may change from time to time. If you are aware of any inaccuracies or changes in the information provided, let us know by emailing customercare@spotpetinsurance.ca or by mailing PTZ Insurance Services Ltd. at 710 Dorval Drive, Suite 400, Oakville, ON, L6K 3V7.
Have questions about pet insurance and how it works? Don’t worry, we’ve got you covered.
A pre-existing condition is any injury or illness that occurred or began to display symptoms either before the coverage effective date of your pet’s policy or during the policy waiting period. A condition can be considered pre-existing even if it has not been diagnosed or treated by a vet, the only factor that matters is when the condition occurred or when your pet began to experience symptoms.
While Spot plans will not cover pre-existing conditions, an injury or illness that is curable, cured, and without treatment or symptoms for a period of 180 days, is no longer considered pre-existing. The exception to this is knee and ligament injuries. If a knee or ligament injury takes place before the coverage effective date of your pet’s policy, or during the policy’s waiting period, future ones will not be eligible for coverage.