Affordable Plan Options for Dogs
Spot pet insurance offers affordable dog insurance plan options that can help cover your dog from head to tail, providing support to help you ensure they receive the best care.
When they’re sick
Get pet insurance for dogs, including coverage for diagnostics, treatments, and prescription medication for covered conditions.
When they’re hurt
Spot plans cover emergency care, surgery, and rehab for dogs injured in unexpected accidents, helping you ensure their health.
When they’re healthy
Keep up with routine wellness exams, vaccines, and more with optional Preventative Care benefits you can add to your plan.
How Pet Insurance Works
Visit Any Vet
Yep! There are no vet restrictions. Visit any vet in Canada or the U.S.
Submit Your Claim
Submit your claim online, via fax, or email - it's quick and easy.
Get Paid!
Get cash back for covered vet bills either direct deposit or cheque - your choice.
What is covered with Spot's dog insurance plans?
When your dog means everything to you, you want what they need in a plan to get them back on their paws sooner. Spot Pet insurance plans provide coverage for your dog on eligible treatments and services for covered conditions. Our Accident & Illness and Accident-only pet insurance plans offer coverage that some other providers' may not include.
Vet Exam Fees
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Digestive Illnesses
Hip Dysplasia
Cancer & Growths
Vet Exam Fees
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Digestive Illnesses
Hip Dysplasia
Cancer & Growths
Infectious diseases & diseases from parasites
Orthopedic
Swallowed Objects & Toxins
Diagnostics & Treatments
Prescription Medications
Surgery & Specialized Care
Advanced Care
Alternative Therapies (e.g. Acupuncture)
Dog Wellness Plans by Spot
Spot’s preventative care add-ons can help cover the eligible costs of routine veterinary services for your pet including: vaccinations, preventive screenings, annual exams, dental cleanings, and more. By helping to manage these costs, wellness plans help encourage more consistent veterinary visits, which can lead to early detection and treatment of potential health issues.
Happy Pet Parents Trust Spot
They process the claims fast and when…
They process the claims fast and when you call someone answers you right away and their coverage is comprehensive.
So far a good experience
So far a good experience. Have already recommended to friends
Fast reimbursement no hassle
Fast reimbursement no hassle
Easy claims process with quick payment
Spot had been great to work with. Claims are easily submitted on line with reviews and completion happening quickly.
Strongly Recommended
It has been almost a year since I started to use Spot Pet Insurance and everything has been so easy and seamless, including claim processes.
One of the best pet insurance
One of the best pet insurance. It's very easy to file a claim and the payment does not take long. Thank you
Fast claim review and easy reimbursement!
I recently switched to Spot from Trupanion and couldn't be happier. They were incredibly fast to review my claim and the reimbursement hit my account sooner than expected. Definitely do not regret making the change!
The claim process was super simple and…
The claim process was super simple and prompt. The customer service team was very helpful and responsive. I am so happy that I chose Spot Pet Insurance.
I signed up for spot insurance when i…
I signed up for spot insurance when i got my french bulldog puppy. He is 7 months now and i have submitted quite a few claims with no issues at all. They were completed within 3 to 5 days and i got the payment within a day of the completion. Also any questions i have i just call and they are all so friendly and helpful. Im very happy with this company.
Paid out my claim for my puppies UTI
Paid out my claim for my puppies UTI, no questions asked.
Dog Insurance Frequently Asked Questions
Have questions about pet insurance for dogs and how it works? Don’t worry, we’ve got you covered.
