Pet Insurance you can count on, top rated by experts
How does pet insurance work?
With pet insurance from Spot, taking care of your pet is simple, stress-free, and way more affordable. đž Whether itâs regular check-ups, unexpected accidents, or more serious treatments, pet insurance helps cover the cost so you donât have to stress about big vet bills. Think of pet insurance as a safety net for your petâs health. You visit any licensed vet, pay your bill, then submit a claim â and your pet insurance plan reimburses you based on your coverage. Easy.
From everyday care to emergencies, pet insurance gives you the freedom to say âyesâ to the best care for your pet without worrying about the price tag.
Visit Any Vet
Yep! There are no vet restrictions. Visit any licensed vet in Canada or the U.S.
Submit Your Claim
Send us your bill online, via fax, or email.
Get Paid!
Get cash back for covered vet bills either by direct deposit or cheque â your choice.
6.Estimated Fees for Common Diagnostics and Procedures.â Veterinary Teaching Hospital, https://vth.upei.ca/avcvth-common-procedure-pricing/. Hypothetical vet bill and claim reimbursement. Reimbursement amounts may vary depending on the specific terms of the policy, including coverage selected, annual deductible, reimbursement rate, and annual limit. Individual experiences and outcomes may vary.
Spot plans help cover your pet from head-to-tail.
Accidents
Spot plans help cover anything from emergencies to exams for eligible accidents.
Vet exam fees
Swallowed objects
Broken bones
Illnesses
Spot Pet Insurance plans help cover diagnostics, treatments, and meds for unexpected illnesses.
Cancer & growths
Respiratory illnesses
Skin, eye, & ear infections
Wellness Add-Ons
Spot Preventive Care plans give cash back for covered exams, vaccines, and much more.
Routine Dental Care
Spaying or Neutering
Flea & heartworm prevention
See Why we are Canada's Best Pet Insurance
No Waiting Periods for Accidents
Multiple Pet Discounts for 2+ Pets
Accident-Only Plan Option
Prescription Food
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Included
Not included/Some inclusionsComparison information provided using publicly available information as of 3/5/24 for the purpose of summarizing program features, not a specific plan. Questions regarding other providerâs plans should be answered by contacting an agent of that company. It is our intention to reflect accurate comparison information. We attempt to keep information up to date but it may change from time to time. If you are aware of any inaccuracies or changes in the information provided, let us know by emailing customercare@spotpetinsurance.ca or by mailing PTZ Insurance Services Ltd. at 710 Dorval Drive, Suite 400, Oakville, ON, L6K 3V7.
Happy Pet Parents Trust Spot
best insurance
best insurance
Very simple to be reimbursed
Very simple to be reimbursed. We have never had pet insurance with previous dogs, and it was so nice to be able to take her in without worrying about the cost.
Having pet insurance saved my dog
Having pet insurance saved my dog. When he was sick we did didnât he hesitate to take him to the vet and get all the tests we needed. Spot covered the bills so we could get him the treatment he needed.
Claims were processed as fast asâŚ
Claims were processed as fast as possible. Plus coverage are very good.
Always very helpful over phone
Always very helpful over phone
They are the best of best for petâŚ
They are the best of best for pet coverage
I am a veterinary professional and thisâŚ
I am a veterinary professional and this by far is the best pet insurance I have dealt with. Very happy with this pet insurance company. Thank you Spot!
Seamless claim process
Seamless claim process, and promt payments. Thanks SPIC.
Frequently Asked Questions
Have any questions about pet insurance and how it works? Don't worry, we've got you covered.
Do all Vets take Spot Pet Insurance?
What Does Pet Insurance Cover?
When is the ideal time to get pet insurance for my pet?
What determines the cost of my pet insurance premium?
Why Spot is the Top Choice for Pet Insurance in Canada?