Fetch Pet Insurance Plans Vs. Spot Pet Insurance Plans Comparison
Navigating the World of Pet Insurance: Spot Pet vs. Fetch
We understand that unexpected veterinary bills can be a significant financial burden for pet owners. Pet insurance offers a valuable safety net, providing coverage for accidents, illnesses, and other unforeseen medical expenses. When choosing a pet insurance provider, transparency and comprehensive coverage are essential factors to consider.
At Spot Pet Insurance, we strive to provide clear and upfront information about our plans, allowing you to make an informed decision. Let's delve into how our plans stack up against Fetch's offerings and help you determine which provider aligns best with your pet's needs and your budget.
Preventive Care Add-On Options
No Waiting Periods for Accidents
Annual Deductible
Multiple Pet Discounts for 2+ Pets
Accident-Only Plan Option
Multiple Annual Limit Plan Options for Accident & Illness Plans
Prescription Food
Alternative Therapies
Behavioral Issues
Sick Exam Fees
14 Day Waiting Period for Illnesses
Preventive Care Add-On Options
Add-ons to a pet insurance policy that can help cover routine veterinary services for your pet to help keep them healthy year-round.
No Waiting Periods for Accidents
The period of time that must pass before coverage can begin for new eligible accidents. Waiting periods begin on the policy's effective date.
Annual Deductible
"*Spot and PetsPlusUs plan deductibles are based on the age of the pet. **Trupanion and Petsecure plans have per-condition deductibles"
Multiple Pet Discounts for 2+ Pets
*PetsPlusUs, PetSecure, OVMA, Peppermint, Desjardins, and Sonnet Pet Insurance plans only offer multi-pet discount when 3+ pets are enrolled.
Accident-Only Plan Option
Plan designed only to help cover unexpected accidents.
Multiple Annual Limit Plan Options for Accident & Illness Plans
*Petsecure and Peppermint plans have per condition annual limits
Prescription Food
"*Spot, Trupanion plans reimburse 50% of the cost, up to $500 per year. *Furkin plans limit reimbursement to up to $100/year for cats and $250/year for dogs *Pets Plus Us plans limit reimbursement to $50 for cats and $200 for dogs up to 2 months per policy year. *Peppermint plans limit reimbursement to up to $75 per year. *PHI Direct plans only cover eligible conditions for 1 policy year for the life of the policy."
Alternative Therapies
"*Trupanion and Desjardins plans require additional monthly cost to cover. *PHI Direct plans only cover eligible conditions for 1 policy year for the life of the policy."
Behavioral Issues
"*Trupanion and Desjardins plans require additional monthly cost to cover *PHI Direct plans only cover eligible conditions for 1 policy year for the life of the policy."
Sick Exam Fees
Coverage for the vet exam fee that apply to most unexpected vet visits. This can include x-rays, diagnostics, MRIs, or any other exam the vet deems medically necessary to diagnose or treat a pet.
14 Day Waiting Period for Illnesses
The period of time that must pass before coverage can begin for new eligible illnesses. Waiting periods begin on the policy's effective date.
Comparison information provided using publicly available information as of 3/5/24 for the purpose of summarizing program features, not a specific plan. Questions regarding other provider’s plans should be answered by contacting an agent of that company. It is our intention to reflect accurate comparison information. We attempt to keep information up to date but it may change from time to time. If you are aware of any inaccuracies or changes in the information provided, let us know by emailing customercare@spotpetinsurance.ca or by mailing PTZ Insurance Services Ltd. at 710 Dorval Drive, Suite 400, Oakville, ON, L6K 3V7.
Spot Pet Insurance Plans vs. Fetch Pet Insurance Plans
Multi-Pet Discounts for 2+ Pets
At Spot Pet Insurance, our goal is to help pet parents get their pets the care they need. We offer a 5% multi-pet discount on both pets when 2 pets are enrolled, and a 10% multi-pet discount on all pets when 3 or more pets are enrolled. Fetch does not offer this type of savings opportunity for multi-pet parents.
Accident-Only Plan Options
Spot Pet Insurance offers pet parents both Accident-Only and Accident and Illness plan options, so they can choose the plan that best fits the needs of their pet. Fetch offers a more limited selection with only Accident and Illness plans available.
Prescription Foods
Spot plans can cover up to 50% of the eligible costs of prescription foods needed to treat a covered accident or illness, up to $500 a year. Fetch plans do not provide coverage for prescription foods.
No Waiting Periods for Accidents
Pets enrolled in a Spot plan are eligible for next-day coverage for accidents. Fetch plans have a waiting period of up to 15 days for accident coverage.
Conclusion
Spot Pet Insurance plans stand out in more ways than one. From multi-pet discounts available to Accident-Only plans and prescription food coverage for eligible conditions, Spot plans can help you prioritize your pet's care with less worry about breaking the bank. And with no waiting period for accidents, you have help getting additional peace of mind knowing your pet has protection for unexpected accidents. Spot aims to help give you greater flexibility and financial support when it comes to the care of your pet.
Comparison information provided using publicly available information as of 3/5/24 for the purpose of summarizing program features, not a specific plan. Questions regarding other provider’s plans should be answered by contacting an agent of that company. It is our intention to reflect accurate comparison information. We attempt to keep information up to date but it may change from time to time. If you are aware of any inaccuracies or changes in the information provided, let us know by emailing customercare@spotpetinsurance.ca or by mailing PTZ Insurance Services Ltd. at 710 Dorval Drive, Suite 400, Oakville, ON, L6K 3V7.
Happy Pet Parents Trust Spot
Came through for us
We have made a half dozen claims for small amounts for our one year old large breed and only a couple times they were approved, sometimes after making reassessment appeals, which was disappointing and annoying. We thought we were going down the "pre-existing condition" rabbit hole. However, we recently had to make a four figure claim and it was approved in ONE day, which is quite surprising, in a good way. We appreciate this and will stick with them for now as they came through when we needed them to honor the Insurance we paid for.
Great experience always quick to pay out claims
Always quick to pay out claims. Easy to use customer portal. Great coverage for cost
Great Option for Pet Insurance
Spot Pet Insurance has been a fantastic resource for our family, it’s saved us time and money allowing us to provide the best care for our dog.
Always fair and prompt
Always fair and prompt. A great service.
Great Pet Insurance with Comprehensive Coverage!
Spot Pet Insurance has always been great when I've needed to file a claim! They are very responsive and helpful and the insurance offers great coverage! Would definitely recommend!
Quick payouts
Quick payouts , friendly and efficient customer service. I researched several insurance companies and chose Spot because of the competitive pricing and coverage.
Putting in a claim and it being taken…
Putting in a claim and it being taken care of in 5 days and nice to have it payed back in a week . So Thankyou
So great and helpful to deal with
So great and helpful to deal with . Fast respond on claims and always so great to chat with .
I have 9 pups and just about all of…
I have 9 pups and just about all of them you guys have helped me out with fast response and fast pay back with all my pups claims . So Thankyou very much !!
Hassle free attention.
I’ve had to use Spot twice for different problems & I had no issues & was promptly refunded for my costs.