Fetch Pet Insurance Plans Vs. Spot Pet Insurance Plans Comparison
Spot Pet Insurance vs. Fetch - Pet Plan Comparison Guide
We understand that unexpected veterinary bills can be a significant financial burden for pet owners. Pet insurance offers a valuable safety net, providing coverage for accidents, illnesses, and other unforeseen medical expenses. When choosing a pet insurance provider, transparency and comprehensive coverage are essential factors to consider.
At Spot Pet Insurance, we strive to provide clear and upfront information about our plans, allowing you to make an informed decision. Let's delve into how our plans stack up against Fetch's offerings and help you determine which provider aligns best with your pet's needs and your budget.
Preventive Care Add-On Options
No Waiting Periods for Accidents
Annual Deductible
Multiple Pet Discounts for 2+ Pets
Accident-Only Plan Option
Multiple Annual Limit Plan Options for Accident & Illness Plans
Prescription Food
Alternative Therapies
Behavioral Issues
Sick Exam Fees
14 Day Waiting Period for Illnesses
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Included
Not included/Some inclusionsPreventive Care Add-On Options
Add-ons to a pet insurance policy that can help cover routine veterinary services for your pet to help keep them healthy year-round.
No Waiting Periods for Accidents
The period of time that must pass before coverage can begin for new eligible accidents. Waiting periods begin on the policy's effective date.
Annual Deductible
"*Spot and PetsPlusUs plan deductibles are based on the age of the pet. **Trupanion and Petsecure plans have per-condition deductibles"
Multiple Pet Discounts for 2+ Pets
*PetsPlusUs, PetSecure, OVMA, Peppermint, Desjardins, and Sonnet Pet Insurance plans only offer multi-pet discount when 3+ pets are enrolled.
Accident-Only Plan Option
Plan designed only to help cover unexpected accidents.
Multiple Annual Limit Plan Options for Accident & Illness Plans
*Petsecure and Peppermint plans have per condition annual limits
Prescription Food
"*Spot, Trupanion plans reimburse 50% of the cost, up to $500 per year. *Furkin plans limit reimbursement to up to $100/year for cats and $250/year for dogs *Pets Plus Us plans limit reimbursement to $50 for cats and $200 for dogs up to 2 months per policy year. *Peppermint plans limit reimbursement to up to $75 per year. *PHI Direct plans only cover eligible conditions for 1 policy year for the life of the policy."
Alternative Therapies
"*Trupanion and Desjardins plans require additional monthly cost to cover. *PHI Direct plans only cover eligible conditions for 1 policy year for the life of the policy."
Behavioral Issues
"*Trupanion and Desjardins plans require additional monthly cost to cover *PHI Direct plans only cover eligible conditions for 1 policy year for the life of the policy."
Sick Exam Fees
Coverage for the vet exam fee that apply to most unexpected vet visits. This can include x-rays, diagnostics, MRIs, or any other exam the vet deems medically necessary to diagnose or treat a pet.
14 Day Waiting Period for Illnesses
The period of time that must pass before coverage can begin for new eligible illnesses. Waiting periods begin on the policy's effective date.
Comparison information provided using publicly available information as of 3/5/24 for the purpose of summarizing program features, not a specific plan. Questions regarding other provider’s plans should be answered by contacting an agent of that company. It is our intention to reflect accurate comparison information. We attempt to keep information up to date but it may change from time to time. If you are aware of any inaccuracies or changes in the information provided, let us know by emailing customercare@spotpetinsurance.ca or by mailing PTZ Insurance Services Ltd. at 710 Dorval Drive, Suite 400, Oakville, ON, L6K 3V7.
Spot Pet Insurance vs. Fetch Plans
Multi-Pet Discounts for 2+ Pets
At Spot Pet Insurance, our goal is to help pet parents get their pets the care they need. We offer a 5% multi-pet discount on both pets when 2 pets are enrolled, and a 10% multi-pet discount on all pets when 3 or more pets are enrolled. Fetch does not offer this type of savings opportunity for multi-pet parents.
Accident-Only Plan Options
Spot Pet Insurance offers pet parents both Accident-Only and Accident and Illness plan options, so they can choose the plan that best fits the needs of their pet. Fetch offers a more limited selection with only Accident and Illness plans available.
Prescription Foods
Spot plans can cover up to 50% of the eligible costs of prescription foods needed to treat a covered accident or illness, up to $500 a year. Fetch plans do not provide coverage for prescription foods.
No Waiting Periods for Accidents
Pets enrolled in a Spot plan are eligible for next-day coverage for accidents. Fetch plans have a waiting period of up to 15 days for accident coverage.
Conclusion
Spot Pet Insurance plans stand out in more ways than one. From multi-pet discounts available to Accident-Only plans and prescription food coverage for eligible conditions, Spot plans can help you prioritize your pet's care with less worry about breaking the bank. And with no waiting period for accidents, you have help getting additional peace of mind knowing your pet has protection for unexpected accidents. Spot aims to help give you greater flexibility and financial support when it comes to the care of your pet.
Comparison information provided using publicly available information as of 3/5/24 for the purpose of summarizing program features, not a specific plan. Questions regarding other provider’s plans should be answered by contacting an agent of that company. It is our intention to reflect accurate comparison information. We attempt to keep information up to date but it may change from time to time. If you are aware of any inaccuracies or changes in the information provided, let us know by emailing customercare@spotpetinsurance.ca or by mailing PTZ Insurance Services Ltd. at 710 Dorval Drive, Suite 400, Oakville, ON, L6K 3V7.
Happy Pet Parents Trust Spot
The service was fast and great
The service was fast and great. Thank you very much!
Great experience so far
Straight forward process to submit claims and quick turnaround for reimbursement. Great experience so far. I have recommended Spot Insurance to other pet owners.
They are wonderful to deal with and I…
They are wonderful to deal with and I get my refund within days. I know I picked the right pet insurance for my cat Hemi. He’s in good hands with spot!
The Best Insurance for Pet Owners!
I couldn’t be happier with Spot Pet Insurance! It’s the perfect choice for pet owners looking for a reliable, budget-friendly plan. I have two puppies, and I’ve already had to submit multiple claims—each one has been reimbursed without any hassle. The process is smooth, the coverage is great, and knowing my pets are protected gives me peace of mind. I highly recommend Spot Pet to anyone who wants quality insurance without breaking the bank!
Fast and efficient processing of my…
Fast and efficient processing of my claim. I highly recommend
Service
Very helpful and understandig
Fast service
Fast service
I am glad that I took Spot Pet…
I am glad that I took Spot Pet insurance. Easy and quick claiming. I would definitely recommend it to my friends.
Easy to deal with insurance company.
Spot pet insurance has been very easy to deal with so far. They completed my claim within just a couple of days. Highly recommend.
Easy to Use
Maybe they will have direct billing in the future, but it was easy to upload/email the invoices and veterinary notes. Reimbursement was sent within a week. The only thing I disliked was having to call poison control, which charges in USD. Since they don't do conversions, they only paid what it was in Canadian dollars.