Compare Spot Pet Insurance vs. OVMA - Pet Insurance Plan Comparison

When considering pet insurance options in Canada, Spot Pet Insurance and OVMA Pet Health Insurance are two notable providers offering coverage for dogs and cats. Spot Pet Insurance provides customizable plans with options for accident-only or accident and illness coverage, allowing pet owners to select annual limits ranging from $5,000 to unlimited coverage. Spot also offers optional preventive care add-ons for routine wellness services.
OVMA Pet Health Insurance, offers three distinct plans: Comprehensive, Extended, and Unlimited+. Each plan provides varying levels of coverage for accidents, illnesses, and dental care, with the Unlimited+ plan including wellness coverage for routine care.Both providers aim to alleviate the financial burden of unexpected veterinary expenses, ensuring that pets receive necessary medical attention without compromise.
Preventive Care Add-On Options
No Waiting Periods for Accidents
Annual Deductible
Multiple Pet Discounts for 2+ Pets
Accident-Only Plan Option
Multiple Annual Limit Plan Options for Accident & Illness Plans
Prescription Food
Alternative Therapies
Behavioral Issues
Sick Exam Fees
14 Day Waiting Period for Illnesses
Comparison information provided using publicly available information as of 3/5/24 for the purpose of summarizing program features, not a specific plan. Questions regarding other provider’s plans should be answered by contacting an agent of that company. It is our intention to reflect accurate comparison information. We attempt to keep information up to date but it may change from time to time. If you are aware of any inaccuracies or changes in the information provided, let us know by emailing customercare@spotpetinsurance.ca or by mailing PTZ Insurance Services Ltd. at 710 Dorval Drive, Suite 400, Oakville, ON, L6K 3V7.
Spot Pet Insurance Plans vs. OVMA Pet Insurance Plans
Coverage for Prescription Foods
Spot Pet Insurance is committed to supporting your pet's overall health and well-being. That's why our plans can cover up to 50% of the eligible costs of prescription foods (up to $500 a year), helping you manage your pet’s covered health conditions. OVMA plans don't offer this coverage.
No Waiting Periods for Accidents
With Spot Pet Insurance plans, you can worry less about waiting periods for your accident coverage. Enroll your pet and their accident coverage activates the very next day, helping ensure they're protected from the unexpected. Unlike Spot, OVMA plans have a 48-hour waiting period before your pet’s accident coverage becomes active.
Accident-Only Plan Option
Spot Pet Insurance understands that every pet parent has different needs and budgets. Our Accident-Only plans can help provide essential coverage for unexpected accidents, at a more affordable price. OVMA doesn't offer Accident-Only plan options.
Multiple Pet Discounts for 2+ Pets
Spot Pet Insurance understands that having multiple pets is a joy but can also be expensive. We help make it more affordable with a 5% multi-pet discount for two pets, and a generous 10% discount for three or more pets enrolled. OVMA does offer a 10% multi-pet discount, but only when 3+ pets are enrolled.
Conclusion
Spot Pet Insurance offers Ontario pet parents flexible options and discounts for multi-pet families. Our range of plans, from budget-friendly Accident-Only options to prescription food coverage available, helps give you flexibility. Combine that with multi-pet discounts available on 2+ pets and next-day accident coverage, Spot plans help offer pet parents both value and additional peace of mind.
Comparison information provided using publicly available information as of 3/5/24 for the purpose of summarizing program features, not a specific plan. Questions regarding other provider’s plans should be answered by contacting an agent of that company. It is our intention to reflect accurate comparison information. We attempt to keep information up to date but it may change from time to time. If you are aware of any inaccuracies or changes in the information provided, let us know by emailing customercare@spotpetinsurance.ca or by mailing PTZ Insurance Services Ltd. at 710 Dorval Drive, Suite 400, Oakville, ON, L6K 3V7.
Happy Pet Parents Trust Spot
Cumple con sus políticas
El tiempo de respuesta es corto, pagan lo justo, tal cual se menciona en sus políticas
Very impressed
Spot was timely in processing my claim and they covered everything they said they would. Customer service was also very kind and reassuring throughout the process. I am so thankful for them and would 100% recommend this insurance company to anyone.
Prompt payment ...coverage for a new…
Prompt payment ...coverage for a new pet resulted in a visit to the vet ...required lab work which was promptly paid. Thanks
great but a little bit slow
great but a little bit slow
Efficiency
Efficiency, always ready to help, kindness, process the invoices very fast and reimburse faster.
Quick Reimbursements
I used Spot Pet Insurance. The claims process was very smooth and I got the reimbursement 3-4 days after I submitted the claim.
Easy and hassle free claim process
Easy and hassle free claim process
Ease of process
Ease of process
The company is very responsive with an…
The company is very responsive with an easy to use on line claim submission process. They are quick to review claims and provided reimbursement in a timely manner.
They are fast
They are fast. They are easy to talk. What else do I need more than that:)