Spot Pet Insurance Plans vs. OVMA Pet Insurance Plans

Coverage for Prescription Foods

Spot Pet Insurance is committed to supporting your pet's overall health and well-being. That's why our plans can cover up to 50% of the eligible costs of prescription foods (up to $500 a year), helping you manage your pet’s covered health conditions. OVMA plans don't offer this coverage.

No Waiting Periods for Accidents

With Spot Pet Insurance plans, you can worry less about waiting periods for your accident coverage. Enroll your pet and their accident coverage activates the very next day, helping ensure they're protected from the unexpected. Unlike Spot, OVMA plans have a 48-hour waiting period before your pet’s accident coverage becomes active.

Accident-Only Plan Option

Spot Pet Insurance understands that every pet parent has different needs and budgets. Our Accident-Only plans can help provide essential coverage for unexpected accidents, at a more affordable price. OVMA doesn't offer Accident-Only plan options.

Multiple Pet Discounts for 2+ Pets

Spot Pet Insurance understands that having multiple pets is a joy but can also be expensive. We help make it more affordable with a 5% multi-pet discount for two pets, and a generous 10% discount for three or more pets enrolled. OVMA does offer a 10% multi-pet discount, but only when 3+ pets are enrolled.

Conclusion

Spot Pet Insurance offers Ontario pet parents flexible options and discounts for multi-pet families. Our range of plans, from budget-friendly Accident-Only options to prescription food coverage available, helps give you flexibility. Combine that with multi-pet discounts available on 2+ pets and next-day accident coverage, Spot plans help offer pet parents both value and additional peace of mind.

_{Comparison information provided using publicly available information as of 3/5/24 for the purpose of summarizing program features, not a specific plan. Questions regarding other provider’s plans should be answered by contacting an agent of that company. It is our intention to reflect accurate comparison information. We attempt to keep information up to date but it may change from time to time. If you are aware of any inaccuracies or changes in the information provided, let us know by emailing customercare@spotpetinsurance.ca or by mailing PTZ Insurance Services Ltd. at 710 Dorval Drive, Suite 400, Oakville, ON, L6K 3V7.}