Why Spot Beats Pet Secure: 5 Key Differences

PetSecure Only Bundles Wellness Coverage Into Its Priciest Plan. Spot Offers It as an Add-On to Any Plan.

Spot Pet Insurance helps support preventative care with optional wellness riders available as an add-on to any Accident and Illness plan. These riders can help cover wellness exams, vaccines, dental cleanings, flea/heartworm prevention, and more — helping you keep your pet healthy. PetSecure only includes wellness and preventive care coverage on its most expensive plan tier; it isn't available as an add-on to their other plans.

PetSecure Has a 48-Hour Waiting Period for Accidents. Spot Doesn't.

Enroll your pet in a Spot plan and have peace of mind knowing their accident coverage starts the next day. There's no waiting period for accidents, giving you quick protection for unexpected injuries. PetSecure plans have a 48-hour waiting period before your pet's accident coverage begins.

PetSecure's Multi-Pet Discount Doesn't Start Until 3 Pets. Spot's Starts at 2.

Spot Pet Insurance plans are designed with pet parents in mind. We offer multi-pet discounts to help make caring for your furry family more affordable: 5% off each pet for two pets enrolled, and 10% off each pet for three or more. PetSecure doesn't offer a multi-pet discount for just 2 pets enrolled — you'll need to enroll at least 3 pets to get their multi-pet discount.

PetSecure Doesn't Offer an Accident-Only Plan. Spot Does.

Spot Pet Insurance provides pet parents with flexibility by offering both Accident-Only and Accident & Illness plans, so you can choose the coverage that best fits your pet's needs. An Accident-Only plan can be a more budget-friendly option that still provides important protection in case of unexpected injuries. PetSecure only offers combined accident and illness plans, with no Accident-Only option.

PetSecure Doesn't Cover Prescription Food. Spot Does.

Spot plans help support your pet's health by helping cover up to 50% of the cost of prescription food prescribed to treat a covered condition, with a maximum of $500 a year. This benefit can help you manage the eligible costs and care of health conditions your pet may experience in the future. PetSecure does not cover food, including prescription and therapeutic diets.

FAQ

Does PetSecure offer a wellness or preventive care plan?

Only on its most expensive plan tier, PetSecure doesn't offer wellness coverage as an add-on to its other plans. Spot offers optional wellness riders that can be added to any Accident and Illness plan.

How long is the waiting period for accident coverage with PetSecure?

PetSecure has a 48-hour waiting period before accident coverage begins. Spot offers next-day accident coverage with no waiting period.

Does PetSecure offer a multi-pet discount?

Yes, but only when you enroll 3 or more pets. Spot's multi-pet discount starts at 2 pets enrolled (5%), increasing to 10% for 3 or more.

Does PetSecure offer an accident-only pet insurance plan?

No — PetSecure only offers combined accident and illness plans. Spot offers both Accident-Only and Accident and Illness plans.

Does PetSecure cover prescription food?

No — PetSecure does not cover food, including prescription and therapeutic diets. Spot plans can help cover up to 50% of the eligible cost of prescription food, up to $500 a year.

Choose Spot if You Want Wellness Coverage Without Paying for the Priciest Plan

Spot offers next-day accident coverage, an Accident-Only plan option, prescription food coverage, and optional wellness add-ons available on any plan — protections Pet Secure either doesn't offer or only includes if you upgrade to their most expensive tier.

_{Comparison information is provided using publicly available information as of [DATE] and is only meant to summarize program features, not a specific plan. Review the provider’s plan terms for more details. The description of the providers’ plans is not provided by that company. If you have questions about other plans, please contact an agent of that company. It is our intention to provide fair and accurate comparison information. We attempt to keep the information up to date but it may change from time to time. If you are aware of any inaccuracies or changes in the information provided, let us know by emailing marketing@spotpetins.com.}