Peppermint Pet Insurance Plans Vs. Spot Pet Insurance Plans Comparison
Choosing pet insurance is a big decision, and it's wise to explore all the reputable options available. Don't let the overwhelming choice deter you! At Spot Pet Insurance, we understand it can be confusing – that's why we offer clear, easy-to-understand comparisons. Today, let's examine how our plans compare to Peppermint and help you get closer to a confident decision.
Preventive Care Add-On Options
No Waiting Periods for Accidents
Annual Deductible
Multiple Pet Discounts for 2+ Pets
Accident-Only Plan Option
Multiple Annual Limit Plan Options for Accident & Illness Plans
Prescription Food
Alternative Therapies
Behavioral Issues
Sick Exam Fees
14 Day Waiting Period for Illnesses
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Included
Not included/Some inclusionsPreventive Care Add-On Options
Add-ons to a pet insurance policy that can help cover routine veterinary services for your pet to help keep them healthy year-round.
No Waiting Periods for Accidents
The period of time that must pass before coverage can begin for new eligible accidents. Waiting periods begin on the policy's effective date.
Annual Deductible
"*Spot and PetsPlusUs plan deductibles are based on the age of the pet. **Trupanion and Petsecure plans have per-condition deductibles"
Multiple Pet Discounts for 2+ Pets
*PetsPlusUs, PetSecure, OVMA, Peppermint, Desjardins, and Sonnet Pet Insurance plans only offer multi-pet discount when 3+ pets are enrolled.
Accident-Only Plan Option
Plan designed only to help cover unexpected accidents.
Multiple Annual Limit Plan Options for Accident & Illness Plans
*Petsecure and Peppermint plans have per condition annual limits
Prescription Food
"*Spot, Trupanion plans reimburse 50% of the cost, up to $500 per year. *Furkin plans limit reimbursement to up to $100/year for cats and $250/year for dogs *Pets Plus Us plans limit reimbursement to $50 for cats and $200 for dogs up to 2 months per policy year. *Peppermint plans limit reimbursement to up to $75 per year. *PHI Direct plans only cover eligible conditions for 1 policy year for the life of the policy."
Alternative Therapies
"*Trupanion and Desjardins plans require additional monthly cost to cover. *PHI Direct plans only cover eligible conditions for 1 policy year for the life of the policy."
Behavioral Issues
"*Trupanion and Desjardins plans require additional monthly cost to cover *PHI Direct plans only cover eligible conditions for 1 policy year for the life of the policy."
Sick Exam Fees
Coverage for the vet exam fee that apply to most unexpected vet visits. This can include x-rays, diagnostics, MRIs, or any other exam the vet deems medically necessary to diagnose or treat a pet.
14 Day Waiting Period for Illnesses
The period of time that must pass before coverage can begin for new eligible illnesses. Waiting periods begin on the policy's effective date.
Comparison information provided using publicly available information as of 3/5/24 for the purpose of summarizing program features, not a specific plan. Questions regarding other provider’s plans should be answered by contacting an agent of that company. It is our intention to reflect accurate comparison information. We attempt to keep information up to date but it may change from time to time. If you are aware of any inaccuracies or changes in the information provided, let us know by emailing customercare@spotpetinsurance.ca or by mailing PTZ Insurance Services Ltd. at 710 Dorval Drive, Suite 400, Oakville, ON, L6K 3V7.
Spot Pet Insurance Plans vs. Peppermint Pet Insurance Plans
No Waiting Periods for Accidents
Spot Pet Insurance helps provide pet parents with peace of mind with next-day accident coverage. Enroll your furry friend today and know that they have coverage for unexpected accidents starting tomorrow. Peppermint plans, on the other hand, have a 48 hour waiting period before your pet's accident coverage kicks in.
Preventive Care Add-On Options
Spot Pet Insurance helps support preventative care with optional wellness riders available as an add-on to an Accident and Illness plan. These riders can help cover wellness exams, vaccines, dental cleanings, flea/heartworm prevention, and more – helping you keep your pet healthy! Peppermint does not offer any preventive care packages.
Multiple Pet Discounts for 2+ Pets
At Spot Pet Insurance, we understand that your pets are cherished family members. That's why we offer multi-pet discounts to help you provide the best care for your entire furry crew – receive a 5% discount when you enroll two pets and a 10% discount when insuring three or more. Peppermint Pet Insurance does offer a 10% multi-pet discount, but only when 3+ pets are enrolled.
A Range of Reimbursement Rates
Spot Pet Insurance offers flexible reimbursement rates between 70-90% that change based on your pet's age, allowing for potentially lower premiums as your pet gets older. Peppermint offers a fixed reimbursement rate of 80% for all pets.
Conclusion
Choosing Spot Pet Insurance plans can be a good choice for pet parents looking for preventive care for their furry companion. Our next-day accident coverage helps ensure protection in case of an unexpected injury, while optional wellness riders help support preventative care for optimal health. Spot’s multi-pet discounts available on 2+ pets can help make caring for multiple pets more affordable.
Comparison information provided using publicly available information as of 3/5/24 for the purpose of summarizing program features, not a specific plan. Questions regarding other provider’s plans should be answered by contacting an agent of that company. It is our intention to reflect accurate comparison information. We attempt to keep information up to date but it may change from time to time. If you are aware of any inaccuracies or changes in the information provided, let us know by emailing customercare@spotpetinsurance.ca or by mailing PTZ Insurance Services Ltd. at 710 Dorval Drive, Suite 400, Oakville, ON, L6K 3V7.
Happy Pet Parents Trust Spot
Claim issue
Great service. Fixed issue immediately
Prompt and professional
Prompt and professional
Your Customer Service is excellent and…
Your Customer Service is excellent and your reimbursement payments prompt! I have had exceptional service working with Julia!
Timely reimbursement
Easy online service, quick reimbursement
Excellent insurer
We have made several claims and have never had any issues. Spot processes the claims very speedily. Can't recommend them enough!
Process for submission is easy and…
Process for submission is easy and customer service support team is friendly if you have any questions.
Quick reimbursement and reasonable…
Quick reimbursement and reasonable premium
quick resolution
quick resolution, friendly staff and fair payback.
Very reliable company
Very reliable company, great customer service and almost instantly received my money back, thank you spot.
Love Spot Pet Insurance!
I only ever had one issue with a claim that was easily resolved and I didn't have to call in, I'm able to message them straight from my client portal. Super helpful and less time consuming!