Spot Pet Insurance vs. Furkin Pet Insurance

5 Reasons Spot Pet Plans May Be the Best Fit for Your Pet

1. Furkin only offers accident coverage

Spot offers both accident-only and accident and illness coverage so pet parents can choose the plan that best fits the needs of their pet.

2. Furkin plans do not help cover the cost of treatment for behavioral issues.

Spot plans can help cover up to $1,000 each year for alternative therapies, including behavioral therapy to treat a covered condition.

3. Furkin offers a multi-pet discount of 5%

Spot understands that the cost of caring for a large pet family can quickly add up. Pet parents with 2 pets enrolled can enjoy a 5% discount – applied to both their plans. This multi-pet discount increases to 10% for pet parents with 3 or more pets.

Spot also offers an additional 5% off for microchipped pets.

4. Furkin does not offer pet parents discounts on other pet supplies like food or toys.

Spot’s Perks program offers pet parents up to $1,500^* in savings on pet essentials from food and medication to accessories like pet cameras, toys, and even dog tv.

5. Furkin can reimburse up to 80% of covered vet bills.

Spot pet plans can reimburse up to 90% of covered vet bills¹, helping maximize cash back for pet parents. This way, families can focus more on what matters most – getting pets the care they need to live happy and healthy lives.

<sub>*No purchase necessary. Based on total combined Spot Perks discounts applied to avg. vendor cart value. Spotpetinsurance.ca/perks-terms.
1. Reimbursement rate is based on your pet's age at enrollment and renewal.</sub>

_{Comparison information is provided using publicly available information as of 5/7/25 and is only meant to summarize program features, not a specific plan. Review each provider’s plan terms for more details. The descriptions of other providers’ plans were not provided by that company. If you have questions about other plans, please contact an agent of that company. It is our intention to provide fair and accurate comparison information. Although we attempt to keep information up to date, it may change from time to time. If you are aware of any inaccuracies or changes in the information provided, let us know by emailing marketing@spotpet.com.}

_{The information herein is summarized. All Pet Insurance plans have waiting periods, annual deductible, co-insurance, benefit limits and exclusions. Specific products, features, coverage limits, rates, and discounts may vary by province, eligibility, and are subject to change. Medical Conditions that are noted, symptomatic or diagnosed prior to enrollment, or during a waiting period are pre-existing to Coverage and not eligible for reimbursement. Coverage availability varies by province. Not available in Quebec.}

_{For all terms and conditions visit www.spotpetinsurance.ca/sample-policy. Preventive Care reimbursements are based on a schedule. Accident & Illness insurance reimbursements are based on eligible treatments and invoice amounts.}

_{Insurance plans are underwritten by Northbridge General Insurance Corporation and administered by PTZ Insurance Services Ltd. Insurance plans are marketed and produced by Spot Pet Insurance Services, ULC.}