Compare Pet Insurance: Spot Pet Insurance vs. Furkin
The vast array of pet insurance plans available can make selecting the right coverage a daunting task. To simplify the process, Spot Pet Insurance offers comprehensive comparisons between our pet insurance plans and those of other providers. In this analysis, we'll delve into the key features and benefits of our plans in relation to Furkin's offerings. By understanding these core elements, pet owners can make informed decisions to ensure their furry companions receive the optimal level of care.
Preventive Care Add-On Options
No Waiting Periods for Accidents
Annual Deductible
Multiple Pet Discounts for 2+ Pets
Accident-Only Plan Option
Multiple Annual Limit Plan Options for Accident & Illness Plans
Prescription Food
Alternative Therapies
Behavioral Issues
Sick Exam Fees
14 Day Waiting Period for Illnesses
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Included
Not included/Some inclusionsPreventive Care Add-On Options
Add-ons to a pet insurance policy that can help cover routine veterinary services for your pet to help keep them healthy year-round.
No Waiting Periods for Accidents
The period of time that must pass before coverage can begin for new eligible accidents. Waiting periods begin on the policy's effective date.
Annual Deductible
"*Spot and PetsPlusUs plan deductibles are based on the age of the pet. **Trupanion and Petsecure plans have per-condition deductibles"
Multiple Pet Discounts for 2+ Pets
*PetsPlusUs, PetSecure, OVMA, Peppermint, Desjardins, and Sonnet Pet Insurance plans only offer multi-pet discount when 3+ pets are enrolled.
Accident-Only Plan Option
Plan designed only to help cover unexpected accidents.
Multiple Annual Limit Plan Options for Accident & Illness Plans
*Petsecure and Peppermint plans have per condition annual limits
Prescription Food
"*Spot, Trupanion plans reimburse 50% of the cost, up to $500 per year. *Furkin plans limit reimbursement to up to $100/year for cats and $250/year for dogs *Pets Plus Us plans limit reimbursement to $50 for cats and $200 for dogs up to 2 months per policy year. *Peppermint plans limit reimbursement to up to $75 per year. *PHI Direct plans only cover eligible conditions for 1 policy year for the life of the policy."
Alternative Therapies
"*Trupanion and Desjardins plans require additional monthly cost to cover. *PHI Direct plans only cover eligible conditions for 1 policy year for the life of the policy."
Behavioral Issues
"*Trupanion and Desjardins plans require additional monthly cost to cover *PHI Direct plans only cover eligible conditions for 1 policy year for the life of the policy."
Sick Exam Fees
Coverage for the vet exam fee that apply to most unexpected vet visits. This can include x-rays, diagnostics, MRIs, or any other exam the vet deems medically necessary to diagnose or treat a pet.
14 Day Waiting Period for Illnesses
The period of time that must pass before coverage can begin for new eligible illnesses. Waiting periods begin on the policy's effective date.
Comparison information provided using publicly available information as of 3/5/24 for the purpose of summarizing program features, not a specific plan. Questions regarding other provider’s plans should be answered by contacting an agent of that company. It is our intention to reflect accurate comparison information. We attempt to keep information up to date but it may change from time to time. If you are aware of any inaccuracies or changes in the information provided, let us know by emailing customercare@spotpetinsurance.ca or by mailing PTZ Insurance Services Ltd. at 710 Dorval Drive, Suite 400, Oakville, ON, L6K 3V7.
Spot Pet Insurance Plans vs. Furkin Pet Insurance Plans
Behavioural Issues
Spot’s base plans include coverage of up to $1,000 per year for alternative therapy, which can include behavioural therapy to treat a covered condition. Furkin plans do not cover the cost to treat behavioural conditions.
Accident-Only Plan Option
Spot Pet Insurance offers pet parents the flexibility to choose an Accident-Only or an Accident & Illness plan. This helps you choose the coverage best suited for your pet's needs. Furkin, on the other hand, only offers Accident & Illness plan options..
No Waiting Period for Accidents
With a Spot plan, your pet has coverage for unexpected accidents the day after they are enrolled in their plan. Furkin has a 2-day waiting period before your pet’s accident coverage will kick in.
Multiple Annual Limit Options for Accident and Illness Plans
With Spot Pet Insurance, pet parents have the power to choose the coverage limit that suits them best. Select a $5,000, $10,000, or unlimited annual limit for your Accident and Illness plan. Furkin does not provide pet parents with annual limit options, only offering a fixed annual limit of $20,000.
Preventive Care Add-on Options
Spot Pet Insurance offers optional wellness riders that can be added to any Accident and Illness plan. Depending on the option you choose, Wellness riders can include coverage for wellness exams, vaccines, dental cleanings, flea and heartworm preventatives and more! Furkin does not offer any wellness packages or add-ons.
Conclusion
Pet insurance shouldn't just help protect your pet from unexpected accidents, but should help support their overall wellbeing. Spot Pet Insurance understands this, offering a wider range of coverage options. From behavioral therapy and next-day accident protection to preventive care add-ons available, Spot can help you find additional peace of mind knowing your pet's health is prioritized.
Comparison information provided using publicly available information as of 3/5/24 for the purpose of summarizing program features, not a specific plan. Questions regarding other provider’s plans should be answered by contacting an agent of that company. It is our intention to reflect accurate comparison information. We attempt to keep information up to date but it may change from time to time. If you are aware of any inaccuracies or changes in the information provided, let us know by emailing customercare@spotpetinsurance.ca or by mailing PTZ Insurance Services Ltd. at 710 Dorval Drive, Suite 400, Oakville, ON, L6K 3V7.
Happy Pet Parents Trust Spot
Fast and efficient processing of my…
Fast and efficient processing of my claim. I highly recommend
Service
Very helpful and understandig
Fast service
Fast service
I am glad that I took Spot Pet…
I am glad that I took Spot Pet insurance. Easy and quick claiming. I would definitely recommend it to my friends.
Easy to deal with insurance company.
Spot pet insurance has been very easy to deal with so far. They completed my claim within just a couple of days. Highly recommend.
Easy to Use
Maybe they will have direct billing in the future, but it was easy to upload/email the invoices and veterinary notes. Reimbursement was sent within a week. The only thing I disliked was having to call poison control, which charges in USD. Since they don't do conversions, they only paid what it was in Canadian dollars.
Prompt and professional
Prompt and professional
10/10, no notes
I have zero complaints about Spot. In fact, I swear by them and strongly recommend. They process the claims really efficiently; one time, I submitted a quote for pre-approval on a Wednesday night and on Thursday morning I had the pre-approval letter. It’s very easy to get someone on the phone too and they’re all helpful and friendly.
Quick and reliable customer service
Quick and reliable customer service
Straight forward, no-hassle insurance.
Would highly recommend Spot Pet Insurance. Their coverage is as described in there literature.