Sonnet Pet Insurance Plans Vs. Spot Pet Insurance Plans Comparison
Navigating the world of pet insurance can be confusing. We want to help! At Spot Pet Insurance, we're confident that our plans can offer great value, but knowing what's best for your pet is key. Let's explore the differences between Spot plans and Sonnet Pet Insurance plans to see which might be the right choice for you.
Preventive Care Add-On Options
No Waiting Periods for Accidents
Annual Deductible
Multiple Pet Discounts for 2+ Pets
Accident-Only Plan Option
Multiple Annual Limit Plan Options for Accident & Illness Plans
Prescription Food
Alternative Therapies
Behavioral Issues
Sick Exam Fees
14 Day Waiting Period for Illnesses
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Included
Not included/Some inclusionsPreventive Care Add-On Options
Add-ons to a pet insurance policy that can help cover routine veterinary services for your pet to help keep them healthy year-round.
No Waiting Periods for Accidents
The period of time that must pass before coverage can begin for new eligible accidents. Waiting periods begin on the policy's effective date.
Annual Deductible
"*Spot and PetsPlusUs plan deductibles are based on the age of the pet. **Trupanion and Petsecure plans have per-condition deductibles"
Multiple Pet Discounts for 2+ Pets
*PetsPlusUs, PetSecure, OVMA, Peppermint, Desjardins, and Sonnet Pet Insurance plans only offer multi-pet discount when 3+ pets are enrolled.
Accident-Only Plan Option
Plan designed only to help cover unexpected accidents.
Multiple Annual Limit Plan Options for Accident & Illness Plans
*Petsecure and Peppermint plans have per condition annual limits
Prescription Food
"*Spot, Trupanion plans reimburse 50% of the cost, up to $500 per year. *Furkin plans limit reimbursement to up to $100/year for cats and $250/year for dogs *Pets Plus Us plans limit reimbursement to $50 for cats and $200 for dogs up to 2 months per policy year. *Peppermint plans limit reimbursement to up to $75 per year. *PHI Direct plans only cover eligible conditions for 1 policy year for the life of the policy."
Alternative Therapies
"*Trupanion and Desjardins plans require additional monthly cost to cover. *PHI Direct plans only cover eligible conditions for 1 policy year for the life of the policy."
Behavioral Issues
"*Trupanion and Desjardins plans require additional monthly cost to cover *PHI Direct plans only cover eligible conditions for 1 policy year for the life of the policy."
Sick Exam Fees
Coverage for the vet exam fee that apply to most unexpected vet visits. This can include x-rays, diagnostics, MRIs, or any other exam the vet deems medically necessary to diagnose or treat a pet.
14 Day Waiting Period for Illnesses
The period of time that must pass before coverage can begin for new eligible illnesses. Waiting periods begin on the policy's effective date.
Comparison information provided using publicly available information as of 3/5/24 for the purpose of summarizing program features, not a specific plan. Questions regarding other provider’s plans should be answered by contacting an agent of that company. It is our intention to reflect accurate comparison information. We attempt to keep information up to date but it may change from time to time. If you are aware of any inaccuracies or changes in the information provided, let us know by emailing customercare@spotpetinsurance.ca or by mailing PTZ Insurance Services Ltd. at 710 Dorval Drive, Suite 400, Oakville, ON, L6K 3V7.
Spot Pet Insurance Plans vs. Sonnet Pet Insurance Plans
Preventive Care Add-On Options
Spot Pet Insurance offers a variety of plan options with optional wellness riders available as an add-on to Accident and Illness plans. Get reimbursed for the eligible costs of wellness exams, vaccines, dental cleanings, and more. Sonnet Pet Insurance doesn't offer add-ons for preventative care coverage.
Accident-Only Plan Option
Spot Pet Insurance offers pet parents both Accident-Only and Accident and Illness plan options, so they can choose the plan that best fits the needs of their pet and their budget. Sonnet Pet Insurance does not offer an Accident-Only plan option.
Multiple Annual Limit Plan Options for Accident and Illness Plans
With Spot Pet Insurance, pet parents have the power to choose the coverage limit that suits them best. Select a $5,000, $10,000, or unlimited annual limit for your Accident and Illness plan. Sonnet Pet Insurance does not offer pet parents multiple annual limit options to choose from.
Prescription Food
Spot Pet Insurance understands that a healthy pet is a happy pet. Our plans can help cover up to 50% of eligible prescription food costs (up to $500 a year) for covered conditions, helping support your pet's overall health for a better quality of life. Sonnet Pet Insurance plans do not offer coverage for prescription foods.
Conclusion
Spot Pet Insurance encourages you to be proactive about your pet's wellbeing. Next-day accident can help you get coverage fo your pet’s unexpected accidents sooner, while our optional wellness riders can help you cover the eligible costs of routine care. Our Accident-Only plans offer flexibility for budget-conscious pet parents, and our prescription food coverage can help you manage your pet’s eligible conditions.
Comparison information provided using publicly available information as of 3/5/24 for the purpose of summarizing program features, not a specific plan. Questions regarding other provider’s plans should be answered by contacting an agent of that company. It is our intention to reflect accurate comparison information. We attempt to keep information up to date but it may change from time to time. If you are aware of any inaccuracies or changes in the information provided, let us know by emailing customercare@spotpetinsurance.ca or by mailing PTZ Insurance Services Ltd. at 710 Dorval Drive, Suite 400, Oakville, ON, L6K 3V7.
Happy Pet Parents Trust Spot
Claim issue
Great service. Fixed issue immediately
Prompt and professional
Prompt and professional
Your Customer Service is excellent and…
Your Customer Service is excellent and your reimbursement payments prompt! I have had exceptional service working with Julia!
Timely reimbursement
Easy online service, quick reimbursement
Excellent insurer
We have made several claims and have never had any issues. Spot processes the claims very speedily. Can't recommend them enough!
Process for submission is easy and…
Process for submission is easy and customer service support team is friendly if you have any questions.
Quick reimbursement and reasonable…
Quick reimbursement and reasonable premium
quick resolution
quick resolution, friendly staff and fair payback.
Very reliable company
Very reliable company, great customer service and almost instantly received my money back, thank you spot.
Love Spot Pet Insurance!
I only ever had one issue with a claim that was easily resolved and I didn't have to call in, I'm able to message them straight from my client portal. Super helpful and less time consuming!