Spot Pet Insurance vs. Pets Plus Us
Choosing the right pet insurance in Canada means carefully considering your pet's needs and your budget. Spot Pet Insurance and Pets Plus Us both offer valuable pet insurance coverage options, but they differ in key areas. To make an informed decision, it's important to compare factors like:
Covered expenses:
What types of treatments and conditions are covered under each plan (e.
g. accidents, illnesses, surgeries, hereditary conditions)?
Annual limits:
What is the maximum amount covered per year?
Deductibles:
How much do you need to pay out-of-pocket before coverage kicks in?
Premiums:
How much will the insurance cost monthly or annually?
Waiting periods:
Are there any waiting periods before new conditions are covered?
Exclusions:
Are there any specific conditions or treatments not covered by the insurance?
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Behavioral Issues
Alternative Therapies
Annual Deductible
Preventive Care Add-On Options
No Waiting Periods for Accidents
Multiple Pet Discounts for 2+ Pets
Accident-Only Plan Option
Multiple Annual Limit Plan Options for Accident & Illness Plans
Prescription Food
Sick Exam Fees
14 Day Waiting Period for Illnesses
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Included
Not included/Some inclusionsComparison information provided using publicly available information as of 3/5/24 for the purpose of summarizing program features, not a specific plan. Questions regarding other provider’s plans should be answered by contacting an agent of that company. It is our intention to reflect accurate comparison information. We attempt to keep information up to date but it may change from time to time. If you are aware of any inaccuracies or changes in the information provided, let us know by emailing customercare@spotpetinsurance.ca or by mailing PTZ Insurance Services Ltd. at 710 Dorval Drive, Suite 400, Oakville, ON, L6K 3V7.
Spot Pet Insurance Plans vs. Pets Plus Us Pet Insurance Plans
No Waiting Period for Accidents
When you enroll your pet in a Spot plan, their accident coverage begins the next day! There is no waiting period for accident coverage from your policy's effective date. With a plan from Pets Plus Us, your pets accident coverage only begins after a 48-hour waiting period from the policy’s effective date.
Multiple Pet Discounts for 2+ Pets
Your furry friends are family, and Spot Pet Insurance wants to help you care for them all. We offer a 5% multi-pet discount on each pet when two pets are enrolled, and 10% off each pet when you insure three or more. Pets Plus Us doesn't offer a multi-pet discount on just 2 pets enrolled. With their plans, you’ll need to enroll at least 3 pets to get these family-friendly discounts.
Conclusion
Spot Pet Insurance goes the extra mile for pet parents with plans featuring next-day accident coverage and multi-pet discounts available to pet families with 2 or more pets. We want you to have help finding peace of mind knowing your pets are protected.
Comparison information provided using publicly available information as of 3/5/24 for the purpose of summarizing program features, not a specific plan. Questions regarding other provider’s plans should be answered by contacting an agent of that company. It is our intention to reflect accurate comparison information. We attempt to keep information up to date but it may change from time to time. If you are aware of any inaccuracies or changes in the information provided, let us know by emailing customercare@spotpetinsurance.ca or by mailing PTZ Insurance Services Ltd. at 710 Dorval Drive, Suite 400, Oakville, ON, L6K 3V7.
Happy Pet Parents Trust Spot
Best Pet Insurance
customer service is so helpful and responsive. spot made it really easy to submit a claim!
Cheques of reimbursements arrived in…the mail
Cheques of reimbursements arrived in the mail regularly after my kitten received treatments for her disease. Just a short period to be assessed. But I had send a VOID cheque and did hope for automatic payments to my chequeing account ( would have been faster/ shorter wait ).
I will give 5 stars as they are very…
I will give 5 stars as they are very professional, honest and do what they promise. On time , available all times. No waiting to answer call. I recommend them to all. Thanks for helping and supporting animals and who loves animal. 🙏
Fast process and the customer service…
Fast process and the customer service support was great and compassionate.
fast service
fast service
We recently joined Spot pet insurance…
We recently joined Spot pet insurance and within a few months our pet had a $1700 Vet bill which Spot initially paid $900. Our vet office made a mistake in how they wrote up the bill so they corrected it and we sent it back in for reassessment , Spot covered almost the entire bill. Very happy and the payment was quick. Pleased, would definitely recommend. As Vet bills have become so expensive, I really think that pet insurance is a must have these days..
They process the claims fast and when…
They process the claims fast and when you call someone answers you right away and their coverage is comprehensive.
So far a good experience
So far a good experience. Have already recommended to friends
Fast reimbursement no hassle
Fast reimbursement no hassle
Easy claims process with quick payment
Spot had been great to work with. Claims are easily submitted on line with reviews and completion happening quickly.