Spot Pet Insurance vs. Pets Plus Us
Choosing the right pet insurance in Canada means carefully considering your pet's needs and your budget. Spot Pet Insurance and Pets Plus Us both offer valuable pet insurance coverage options, but they differ in key areas. To make an informed decision, it's important to compare factors like:
Covered expenses:
What types of treatments and conditions are covered under each plan (e.
g. accidents, illnesses, surgeries, hereditary conditions)?
Annual limits:
What is the maximum amount covered per year?
Deductibles:
How much do you need to pay out-of-pocket before coverage kicks in?
Premiums:
How much will the insurance cost monthly or annually?
Waiting periods:
Are there any waiting periods before new conditions are covered?
Exclusions:
Are there any specific conditions or treatments not covered by the insurance?
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Behavioral Issues
Alternative Therapies
Annual Deductible
Preventive Care Add-On Options
No Waiting Periods for Accidents
Multiple Pet Discounts for 2+ Pets
Accident-Only Plan Option
Multiple Annual Limit Plan Options for Accident & Illness Plans
Prescription Food
Sick Exam Fees
14 Day Waiting Period for Illnesses
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Included
Not included/Some inclusionsComparison information provided using publicly available information as of 3/5/24 for the purpose of summarizing program features, not a specific plan. Questions regarding other provider’s plans should be answered by contacting an agent of that company. It is our intention to reflect accurate comparison information. We attempt to keep information up to date but it may change from time to time. If you are aware of any inaccuracies or changes in the information provided, let us know by emailing customercare@spotpetinsurance.ca or by mailing PTZ Insurance Services Ltd. at 710 Dorval Drive, Suite 400, Oakville, ON, L6K 3V7.
Spot Pet Insurance Plans vs. Pets Plus Us Pet Insurance Plans
No Waiting Period for Accidents
When you enroll your pet in a Spot plan, their accident coverage begins the next day! There is no waiting period for accident coverage from your policy's effective date. With a plan from Pets Plus Us, your pets accident coverage only begins after a 48-hour waiting period from the policy’s effective date.
Multiple Pet Discounts for 2+ Pets
Your furry friends are family, and Spot Pet Insurance wants to help you care for them all. We offer a 5% multi-pet discount on each pet when two pets are enrolled, and 10% off each pet when you insure three or more. Pets Plus Us doesn't offer a multi-pet discount on just 2 pets enrolled. With their plans, you’ll need to enroll at least 3 pets to get these family-friendly discounts.
Conclusion
Spot Pet Insurance goes the extra mile for pet parents with plans featuring next-day accident coverage and multi-pet discounts available to pet families with 2 or more pets. We want you to have help finding peace of mind knowing your pets are protected.
Comparison information provided using publicly available information as of 3/5/24 for the purpose of summarizing program features, not a specific plan. Questions regarding other provider’s plans should be answered by contacting an agent of that company. It is our intention to reflect accurate comparison information. We attempt to keep information up to date but it may change from time to time. If you are aware of any inaccuracies or changes in the information provided, let us know by emailing customercare@spotpetinsurance.ca or by mailing PTZ Insurance Services Ltd. at 710 Dorval Drive, Suite 400, Oakville, ON, L6K 3V7.
Happy Pet Parents Trust Spot
Fast, affordable, with no hassle! Great Pet Insurance company!
I am extremely happy with spot pet insurance. I have tried multiple pet insurance companies...and this is by far the best. Submitting claims with the others was painful and tedious... It took weeks to receive any type of refund. I paid thousands and thousands into 24pet watch Canada for my dogs entire life...only to have to fight tooth and nail for pennies back. I've only been with Spot Canada for 9 months or so...and received full refunds for emergency care within a couple of days... Submissions are beyond easy to complete. I totally recommend them. Better rates then I paid in the past, fast refunds, easy submission forms... Nobody wants to worry about how they are going to afford their next vet visit. Spot makes things easy and worry free. Totally recommend!
I submitted a claim and had it…
I submitted a claim and had it processed within 3 days …..remarkable & the costs is very affordable ….highly recommend
My pup got really sick and incurred…
My pup got really sick and incurred over $3,000 in vet bills with surgery, etc…. I submitted my vet bills signed by my vet, and received my claim funds within 3 days of their decision. Way to go Spot
Very good service
Very good service
Great coverage!
The coverage really helped with a very high unexpected vet bill for my kitty. It was very helpful to have great insurance coverage.
Easy Hassle-free Experience
My claim was processed exactly as described in my policy, with no issues or hassles.
I’m very satisfied with this pet…
I’m very satisfied with this pet insurance. I’m really happy with how they handled my claim and reimbursed my veterinary expenses quickly and efficiently. The whole process was smooth, and their customer service was very helpful.
No issues with any claims with my pup
No issues with any claims with my pup. Having a you g dog, you never know what can happen. So happy to have insurance.
It was easy to access customer service…
It was easy to access customer service with questions about my claim and the agent was very helpful and provided great customer service.
The claim was reviewed very quick and…
The claim was reviewed very quick and all expenses was covered.