Spot Pet Insurance vs. Desjardins - Pet Insurance Plans Comparison
Unexpected vet bills can be a financial burden, especially when they arise from unexpected illnesses or accidents. Pet insurance offers a valuable safety net by covering a portion of these costs, providing pet owners with peace of mind. However, with so many pet insurance providers and plans available, choosing the right one can be overwhelming.
Spot Pet Insurance is committed to transparency and helping you make an informed decision. Let's compare our plans with those offered by Desjardins Pet Insurance to find the ideal coverage for your beloved pet. We'll delve into key factors such as coverage limits, deductibles, waiting periods, and reimbursement rates. By understanding the differences between these plans, you can confidently select the one that best suits your pet's needs and your budget.
Preventive Care Add-On Options
No Waiting Periods for Accidents
Annual Deductible
Multiple Pet Discounts for 2+ Pets
Accident-Only Plan Option
Multiple Annual Limit Plan Options for Accident & Illness Plans
Prescription Food
Alternative Therapies
Behavioral Issues
Sick Exam Fees
14 Day Waiting Period for Illnesses
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Included
Not included/Some inclusionsComparison information provided using publicly available information as of 3/5/24 for the purpose of summarizing program features, not a specific plan. Questions regarding other provider’s plans should be answered by contacting an agent of that company. It is our intention to reflect accurate comparison information. We attempt to keep information up to date but it may change from time to time. If you are aware of any inaccuracies or changes in the information provided, let us know by emailing customercare@spotpetinsurance.ca or by mailing PTZ Insurance Services Ltd. at 710 Dorval Drive, Suite 400, Oakville, ON, L6K 3V7.
Spot Pet Insurance vs. Desjardins Pet Insurance Plans
Accident-Only Plan Options
Spot Pet Insurance offers pet parents both Accident-Only and Accident and Illness plan options so they can choose the plan that best fits the needs of their pet and their budget. Desjardin Pet Insurance does not have an Accident-Only plan option.
Prescription Food
Spot Pet Insurance plans can help you manage your pet's eligible conditions by offering coverage for prescription foods – up to 50% of the eligible cost with a maximum of $500 annually. This coverage can help support your pet's well-being and can help with the ongoing eligible expenses of your pet’s covered conditions. Desjardin Pet Insurance does not offer prescription food coverage under their plans.
Alternative Therapies and Behavioral Issues
Spot’s base plans include coverage for up to $1,000 annually toward eligible alternative therapies to treat a covered condition. Desjardin Pet Insurance plans do not offer coverage for alternative therapies.
Conclusion
Spot Pet Insurance plans can help you prioritize your pet's wellbeing with less stress about breaking the bank. Our next-day accident coverage, budget-friendly Accident-Only plan options, and coverage available for prescription food, behavioural conditions, and alternative therapies can help pet parents with their pet’s potential health needs.
Comparison information provided using publicly available information as of 3/5/24 for the purpose of summarizing program features, not a specific plan. Questions regarding other provider’s plans should be answered by contacting an agent of that company. It is our intention to reflect accurate comparison information. We attempt to keep information up to date but it may change from time to time. If you are aware of any inaccuracies or changes in the information provided, let us know by emailing customercare@spotpetinsurance.ca or by mailing PTZ Insurance Services Ltd. at 710 Dorval Drive, Suite 400, Oakville, ON, L6K 3V7.
Happy Pet Parents Trust Spot
Cumple con sus políticas
El tiempo de respuesta es corto, pagan lo justo, tal cual se menciona en sus políticas
Very impressed
Spot was timely in processing my claim and they covered everything they said they would. Customer service was also very kind and reassuring throughout the process. I am so thankful for them and would 100% recommend this insurance company to anyone.
Prompt payment ...coverage for a new…
Prompt payment ...coverage for a new pet resulted in a visit to the vet ...required lab work which was promptly paid. Thanks
great but a little bit slow
great but a little bit slow
Efficiency
Efficiency, always ready to help, kindness, process the invoices very fast and reimburse faster.
Quick Reimbursements
I used Spot Pet Insurance. The claims process was very smooth and I got the reimbursement 3-4 days after I submitted the claim.
Easy and hassle free claim process
Easy and hassle free claim process
Ease of process
Ease of process
The company is very responsive with an…
The company is very responsive with an easy to use on line claim submission process. They are quick to review claims and provided reimbursement in a timely manner.
They are fast
They are fast. They are easy to talk. What else do I need more than that:)