The information herein is summarized. All Pet Insurance plans have waiting periods, annual deductible, co-insurance, benefit limits and exclusions. Specific products, features, coverage limits, rates, and discounts may vary by province, eligibility, and are subject to change. Medical Conditions that are noted, symptomatic or diagnosed prior to enrollment, or during a waiting period are pre-existing to Coverage and not eligible for reimbursement. Coverage availability varies by province. Not available in Quebec.
For all terms and conditions visit www.spotpetinsurance.ca/sample-policy. Preventive Care reimbursements are based on a schedule. Accident & Illness insurance reimbursements are based on eligible treatments and invoice amounts.
Insurance plans are underwritten by Northbridge General Insurance Corporation and administered by PTZ Insurance Services Ltd. Insurance plans are marketed and produced by Spot Pet Insurance Services, ULC.
*Reimbursement percent is based on your pet's age at the time of enrollment and renewal.
1. 5% multi-pet discount on 2 pets enrolled. 10% discount on 3+ pets enrolled.
2. Reimbursement for the eligible costs of alternative therapies, up to $1000/year.
3. Reimbursement up to $25/day and $500/incident if you’re hospitalized for more than 48 hours.
4. Reimbursement for costs of advertising and reward paid if your pet is lost or stolen.
5. No purchase necessary. Based on total combined Spot Perks discounts applied to avg. vendor cart value. Spotpetinsurance.ca/perks-terms.