Nationwide to Drop 100,000 Pet Insurance Policies

Thousands of pet owners across the United States are faced with a dilemma as Nationwide has announced its plan to not renew coverage for 100,000 animals across the country. Nationwide cites the escalating cost of veterinary care as a reason for discontinuing the service. According to a statement published by the insurance provider: “Inflation in the cost of veterinary care and other factors have led to recent underwriting changes and the withdrawal of some products in some states — difficult actions that are necessary to ensure a financially sustainable future for our pet insurance line of business.”1 Nationwide explains further in their statement “this will involve the non-renewal of approximately 100,000 policies between this spring and the summer of 2025.”a

I Got Dropped by Nationwide - What Do I Do?

If you are one of the thousands of people who have been dropped by Nationwide or will be dropped - there are many exciting alternatives for you to explore. If you are concerned about whether your pet will be eligible for coverage for a pre-existing medical condition, the condition can be covered in the future if it is curable. An injury or illness that is curable, cured, and free of treatment and symptoms for 180 days will no longer be regarded as pre-existing, excluding knee and ligament conditions.

One of the best pet insurance providers is Spot Pet Insurance, especially when you consider the breadth of coverage. Our plans offer coverage that can include:

  • Accident coverage

  • Illness coverage

  • Add-on wellness coverage

Is a Spot Pet Insurance Plan Worth It?

Many pet owners think a Spot Pet Insurance plan is worth it. According to a poll overseen by MarketWatch, which surveyed 1,000 people, 80% of Spot customers “felt pet insurance was worth it based on their experience with the company. We particularly like Spot for pet owners who value having options regarding their deductible, annual limit, reimbursement rate, and add-on coverages.” b

Do Spot Plans Cover MRI?

Spot Pet Insurance plans can cover eligible expenses related to accidents. These can include alternative therapy like acupuncture, physiotherapy, and laser therapy. IV medications and fluids. MRIs, CT scans, and X-rays.

Do Spot Plans Cover Exam Fees?

Spot plans can cover exams for eligible illnesses and related treatment, including things like surgeries & medications.

Does Spot Pet Insurance Offer Coverage for Prescription Food?

Spot stands out for its comprehensive accident and illness plan options, which can help cover things like alternative medicine, behavioral treatments, prescription food for covered conditions, and microchip implantation.

Where to Get Pet Insurance Quotes

Spot is proud to offer people interested in pet insurance a quick quote form so that they can immediately know what they can expect to pay to cover their pet.

Affordable Pet Plan Options for Cats & Dogs

Life is full of surprises. Spot Pet Insurance can help pet parents plan for them through easy and simple plan options that can be used at your licensed vet in Canada or the U.S.

Cat & Kitten Plans

Dog & Puppy Plans


a. “Nationwide Pet takes underwriting actions...” Nationwide,, Jun. 14, 2024.

b. “Spot Pet Insurance Review and Pricing (2024),” MarketWatch,, Jun. 18,2024.

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