Affordable Plan Options for Dogs
Spot pet insurance offers affordable dog insurance plan options that can help cover your dog from head to tail, providing support to help you ensure they receive the best care.
When they’re sick
Get pet insurance for dogs, including coverage for diagnostics, treatments, and prescription medication for covered conditions.
When they’re hurt
Spot plans cover emergency care, surgery, and rehab for dogs injured in unexpected accidents, helping you ensure their health.
When they’re healthy
Keep up with routine wellness exams, vaccines, and more with optional Preventative Care benefits you can add to your plan.
s everything to you, you want what they need in a plan to get them back on their paws sooner. Spot Pet insurance plans provide coverage for your dog on eligible treatments and services for covered conditions. Spot Accident-only and Accident & Illness plans offer coverage that some other providers' plans may not include.<<
Vet Exam Fees
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Digestive Illnesses
Hip Dysplasia
Cancer & Growths
Vet Exam Fees
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Digestive Illnesses
Hip Dysplasia
Cancer & Growths
Infectious diseases & diseases from parasites
Orthopedic
Swallowed Objects & Toxins
Diagnostics & Treatments
Prescription Medications
Surgery & Specialized Care
Advanced Care
Alternative Therapies (e.g. Acupuncture)
Pet insurance Made easy!
Spot makes it simple for pet parents to submit a pet insurance claim and receive reimbursement for eligible vet expenses in no time.
Visit Any Licensed Vet
Yep! There are no vet restrictions. Visit any vet in Canada or the U.S.
Submit Your Claim
Send us your bill online, via fax, or email.
Get Paid!
Get cash back for covered vet bills either by direct deposit or cheque – your choice.
Happy Pet Parents Trust Spot
Spot came through for us when our dog tore her ACL
Spot came through for us when our dog tore her ACLK and needed a surgical fix, took a bit of time but it was our very first claim.
best insurance
best insurance
Very simple to be reimbursed
Very simple to be reimbursed. We have never had pet insurance with previous dogs, and it was so nice to be able to take her in without worrying about the cost.
Having pet insurance saved my dog
Having pet insurance saved my dog. When he was sick we did didn’t he hesitate to take him to the vet and get all the tests we needed. Spot covered the bills so we could get him the treatment he needed.
Claims were processed as fast as…
Claims were processed as fast as possible. Plus coverage are very good.
Always very helpful over phone
Always very helpful over phone
They are the best of best for pet…
They are the best of best for pet coverage
I am a veterinary professional and this…
I am a veterinary professional and this by far is the best pet insurance I have dealt with. Very happy with this pet insurance company. Thank you Spot!
Pet Insurance FAQs
Have questions about pet insurance for dogs and how it works? Don’t worry, we’ve got you covered.
What do Spot Pet Insurance plans cover?
When is the ideal time to get pet insurance for my pet?
How are My Premiums Calculated?
What is a Pre-Existing Condition?
Are Annual Check-Ups and Vaccines Covered? What About Spaying or Neutering?
*Reimbursement is based on your pet's age at the time of enrollment and renewal.