Affordable Plan Options for Dogs
Spot pet insurance offers affordable dog insurance plan options that can help cover your dog from head to tail, providing support to help you ensure they receive the best care.
When they’re sick
Get pet insurance for dogs, including coverage for diagnostics, treatments, and prescription medication for covered conditions.
When they’re hurt
Spot plans cover emergency care, surgery, and rehab for dogs injured in unexpected accidents, helping you ensure their health.
When they’re healthy
Keep up with routine wellness exams, vaccines, and more with optional Preventative Care benefits you can add to your plan.
s everything to you, you want what they need in a plan to get them back on their paws sooner. Spot Pet insurance plans provide coverage for your dog on eligible treatments and services for covered conditions. Spot Accident-only and Accident & Illness plans offer coverage that some other providers' plans may not include.<<
Vet Exam Fees
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Digestive Illnesses
Hip Dysplasia
Cancer & Growths
Vet Exam Fees
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Digestive Illnesses
Hip Dysplasia
Cancer & Growths
Infectious diseases & diseases from parasites
Orthopedic
Swallowed Objects & Toxins
Diagnostics & Treatments
Prescription Medications
Surgery & Specialized Care
Advanced Care
Alternative Therapies (e.g. Acupuncture)
Pet insurance Made easy!
Spot makes it simple for pet parents to submit a pet insurance claim and receive reimbursement for eligible vet expenses in no time.
Visit Any Licensed Vet
Yep! There are no vet restrictions. Visit any vet in Canada or the U.S.
Submit Your Claim
Send us your bill online, via fax, or email.
Get Paid!
Get cash back for covered vet bills either by direct deposit or cheque – your choice.
Happy Pet Parents Trust Spot
Fast, affordable, with no hassle! Great Pet Insurance company!
I am extremely happy with spot pet insurance. I have tried multiple pet insurance companies...and this is by far the best. Submitting claims with the others was painful and tedious... It took weeks to receive any type of refund. I paid thousands and thousands into 24pet watch Canada for my dogs entire life...only to have to fight tooth and nail for pennies back. I've only been with Spot Canada for 9 months or so...and received full refunds for emergency care within a couple of days... Submissions are beyond easy to complete. I totally recommend them. Better rates then I paid in the past, fast refunds, easy submission forms... Nobody wants to worry about how they are going to afford their next vet visit. Spot makes things easy and worry free. Totally recommend!
I submitted a claim and had it…
I submitted a claim and had it processed within 3 days …..remarkable & the costs is very affordable ….highly recommend
My pup got really sick and incurred…
My pup got really sick and incurred over $3,000 in vet bills with surgery, etc…. I submitted my vet bills signed by my vet, and received my claim funds within 3 days of their decision. Way to go Spot
Very good service
Very good service
Great coverage!
The coverage really helped with a very high unexpected vet bill for my kitty. It was very helpful to have great insurance coverage.
Easy Hassle-free Experience
My claim was processed exactly as described in my policy, with no issues or hassles.
I’m very satisfied with this pet…
I’m very satisfied with this pet insurance. I’m really happy with how they handled my claim and reimbursed my veterinary expenses quickly and efficiently. The whole process was smooth, and their customer service was very helpful.
No issues with any claims with my pup
No issues with any claims with my pup. Having a you g dog, you never know what can happen. So happy to have insurance.
It was easy to access customer service…
It was easy to access customer service with questions about my claim and the agent was very helpful and provided great customer service.
The claim was reviewed very quick and…
The claim was reviewed very quick and all expenses was covered.
Pet Insurance FAQs
Have questions about pet insurance for dogs and how it works? Don’t worry, we’ve got you covered.
What do Spot Pet Insurance plans cover?
When is the ideal time to get pet insurance for my pet?
How are My Premiums Calculated?
What is a Pre-Existing Condition?
Are Annual Check-Ups and Vaccines Covered? What About Spaying or Neutering?
*Reimbursement is based on your pet's age at the time of enrollment and renewal.