Pet insurance that’s easy as 1-2-3.
Spot makes it simple for pet parents to submit a claim and receive reimbursement for eligible services in just a few days.
Visit Any Vet
Yep! There are no vet restrictions. Visit any licensed vet in Canada or the U.S.
Submit Your Claim
Send us your bill online, via fax, or email.
Get Paid!
Get cash back for covered vet bills either by direct deposit or cheque – your choice.
What do Spot Pet Plans Cover?
Vet Exam Fees
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Digestive Illnesses
Hip Dysplasia
Cancer & Growths
Vet Exam Fees
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Digestive Illnesses
Hip Dysplasia
Cancer & Growths
Infectious diseases & diseases from parasites
Orthopedic
Swallowed Objects & Toxins
Diagnostics & Treatments
Prescription Medications
Surgery & Specialized Care
Advanced Care
Alternative Therapies (e.g. Acupuncture)
Affordable Plans for Dogs & Cats
Life is full of surprises. Spot helps pet parents plan for them through easy and simple pet insurance options that can be used at your licensed vet in the US or Canada.
They've got your back. Why not cover theirs with Pet Insurance?
Life is full of surprises. Spot helps pet parents plan for the unexpected through easy and reliable pet insurance options that can be used at any licensed vet in Canada and the U.S. Enroll your Pet with a Spot Pet Insurance Plan and get up to 90% cash back on covered vet bills.
Why Choose Spot Pet Plans?
Trusted by
Pet Parents
Rated Excellent
4.6/5 Stars
Recognized
by Forbes
5-Star Rated
Committed to
Helping Pets
$5.7M
avg. claims
paid /month3
Happy Pet Parents Trust Spot
Spot came through for us when our dog tore her ACL
Spot came through for us when our dog tore her ACLK and needed a surgical fix, took a bit of time but it was our very first claim.
best insurance
best insurance
Very simple to be reimbursed
Very simple to be reimbursed. We have never had pet insurance with previous dogs, and it was so nice to be able to take her in without worrying about the cost.
Having pet insurance saved my dog
Having pet insurance saved my dog. When he was sick we did didn’t he hesitate to take him to the vet and get all the tests we needed. Spot covered the bills so we could get him the treatment he needed.
Claims were processed as fast as…
Claims were processed as fast as possible. Plus coverage are very good.
Always very helpful over phone
Always very helpful over phone
They are the best of best for pet…
They are the best of best for pet coverage
I am a veterinary professional and this…
I am a veterinary professional and this by far is the best pet insurance I have dealt with. Very happy with this pet insurance company. Thank you Spot!
Pet Insurance FAQs
Have questions about pet insurance and how it works? Don’t worry, we’ve got you covered.