A promotional image for Airvet shows a smiling golden retriever.

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Up to a 15% Discount:

  • 10% employee discount available for each pet enrolled

  • Plus a 5% is discount available when 2 pets are enrolled, or if your pet is microchipped

Pet insurance that’s easy as 1-2-3.

Spot makes it simple for pet parents to submit a claim and receive reimbursement for eligible services in just a few days.

1

Visit Any Vet

Yep! There are no vet restrictions. Visit any licensed vet in Canada or the U.S.

2

Submit Your Claim

Send us your bill online, via fax, or email.

3

Get Paid!

Get cash back for covered vet bills either by direct deposit or cheque – your choice.

What is covered with Spot Pet Insurance plans?

When your pet means everything to you, you want what they need in a plan to get them back on their paws sooner. Spot Pet insurance plans provide coverage for your dog on eligible treatments and services for covered conditions. Spot Accident-only and Accident & Illness plans offer coverage that some other providers' plans may not include.

Plan Options
eligible diagnostics and treatments for costly accidents and illnesses:
Vet Exam Fees

Vet Exam Fees

X-rays & Tests

X-rays & Tests

Emergencies & Hospitalizations

Emergencies & Hospitalizations

Skin, Eye, and Ear Infections

Skin, Eye, and Ear Infections

Hereditary Conditions

Hereditary Conditions

Digestive Illnesses

Digestive Illnesses

Hip Dysplasia

Hip Dysplasia

Cancer & Growths

Cancer & Growths

With Spot®, Pet Parents enjoy more than just coverage.

Enjoy added benefits and save more with Spot Pet Insurance.

  • Up to $1000 cashback on Alternative Therapies for your pet1

  • Get Up to $500 cashback on Holiday Trip Cancellations2

  • Get Up to $500 cashback on Kennel & Pet Boarding Costs3

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Happy Pet Parents Trust Spot

They've got your back. Why not cover theirs with Pet Insurance?

Life is full of surprises. Spot helps pet parents plan for the unexpected through easy and reliable pet insurance options that can be used at any licensed vet in Canada and the U.S. Enroll your Pet with a Spot Pet Insurance Plan and get up to 90% cash back on covered vet bills.

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Pet Insurance FAQS

Have questions about pet insurance and how it works? Don’t worry, we’ve got you covered.

What Does Pet Insurance Cover?

Is Dental Coverage Included?

What is a Pre-Existing Condition?

What Are the Age Requirements?

Are Annual Check-Ups and Vaccines Covered? What About Spaying or Neutering?

Pet Insurance Policy Disclaimers

*Reimbursement percent is based on your pet's age at the time of enrollment and renewal.​

1Reimbursement for the eligible costs of alternative therapies, up to $1000/year. ​

2Reimbursement up to $25/day and $500/incident if you’re hospitalized for more than 48 hours.

3Reimbursement for costs of advertising and reward paid if your pet is lost or stolen.
4No purchase necessary. Based on total combined Spot Perks discounts applied to avg. vendor cart value. Spotpetinsurance.ca/perks-terms.