Pet insurance that’s easy as 1-2-3.
Spot makes it simple for pet parents to submit a claim and receive reimbursement for eligible services in just a few days.
Visit Any Vet
Yep! There are no vet restrictions. Visit any licensed vet in Canada or the U.S.
Submit Your Claim
Send us your bill online, via fax, or email.
Get Paid!
Get cash back for covered vet bills either by direct deposit or cheque – your choice.
What is covered with Spot Pet Insurance plans?
When your pet means everything to you, you want what they need in a plan to get them back on their paws sooner. Spot Pet insurance plans provide coverage for your dog on eligible treatments and services for covered conditions. Spot Accident-only and Accident & Illness plans offer coverage that some other providers' plans may not include.
Vet Exam Fees
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Digestive Illnesses
Hip Dysplasia
Cancer & Growths
Vet Exam Fees
X-rays & Tests
Emergencies & Hospitalizations
Skin, Eye, and Ear Infections
Hereditary Conditions
Digestive Illnesses
Hip Dysplasia
Cancer & Growths
Infectious diseases & diseases from parasites
Orthopedic
Swallowed Objects & Toxins
Diagnostics & Treatments
Prescription Medications
Surgery & Specialized Care
Advanced Care
Alternative Therapies (e.g. Acupuncture)
Happy Pet Parents Trust Spot
Quick to respond to our claim and pay us
Quick to respond to our claim and pay us
Fast and clear
My Missy was well taking care of from spot Insurance.
Fast and easy
Fast and easy. No hassle, just submit and get reimbursed in a few days.
Great
Great ! Quick service and processing claim. All interactions during initial support call to processing claim has been fantastic.
Easy to submit a claim and received a…
Easy to submit a claim and received a cheque in the mail within a week ! Great service !
Best Pet Insurance
customer service is so helpful and responsive. spot made it really easy to submit a claim!
Cheques of reimbursements arrived in…the mail
Cheques of reimbursements arrived in the mail regularly after my kitten received treatments for her disease. Just a short period to be assessed. But I had send a VOID cheque and did hope for automatic payments to my chequeing account ( would have been faster/ shorter wait ).
I will give 5 stars as they are very…
I will give 5 stars as they are very professional, honest and do what they promise. On time , available all times. No waiting to answer call. I recommend them to all. Thanks for helping and supporting animals and who loves animal. 🙏
Fast process and the customer service…
Fast process and the customer service support was great and compassionate.
fast service
fast service
They've got your back. Why not cover theirs with Pet Insurance?
Life is full of surprises. Spot helps pet parents plan for the unexpected through easy and reliable pet insurance options that can be used at any licensed vet in Canada and the U.S. Enroll your Pet with a Spot Pet Insurance Plan and get up to 90% cash back on covered vet bills.
Pet Insurance FAQS
Have questions about pet insurance and how it works? Don’t worry, we’ve got you covered.