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What is Pet Insurance?
Pet insurance can help safeguard your furry family’s health. Just like you may insure yourself and your loved ones, you deserve help getting peace of mind for your loyal companions. Vet bills for unexpected accidents or illnesses can quickly become overwhelming. That's where pet insurance can help. With numerous potential threats lurking around the corner, pet insurance can help you rest easy knowing your beloved pooch or kitty is covered.
Why We Recommend Pet Insurance in Saskatchewan ?
Extreme Temperatures
The province can experience harsh winters and is considered one of the cooler regions in Canada. Pets living here can be at an increased risk of developing hypothermia if exposed to the cold for too long. Likewise, scorching hot summers can potentially lead to heatstroke in pets. Having pet insurance can help ensure that in unexpected cases of weather-related emergencies, eligible veterinary care costs are covered, helping you get peace of mind and seek prompt treatment for pets affected by extreme temperatures.
How Spot Plans Help Protect Your Pet
Advanced Care
Spot accident and illness pet insurance plans can cover unexpected conditions due to extreme weather, like hypothermia.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $2,160†
You Pay $340
Wildlife Encounters
Pet insurance can be an important tool for pet parents in Saskatchewan, particularly due to the potential encounters with wildlife like coyotes, bears, and wolves. These encounters can result in unexpected injuries to pets that require veterinary care.
How Spot Plans Help Protect Your Pet
Accident Coverage
Accident coverage will take care of costs for injuries and emergencies related to accidents; like bite wounds, cuts, and broken bones.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $4,410†
You Pay $590
Why is it worth to have a Spot Pet Insurance Plan?
Spot helps provide pet parents the flexibility to choose their pet’s coverage from one of four tiers. Tier 1 offers accident-only coverage, while tiers 2 – 4 offer accident and illness coverage for your pet. With multiple coverage options to choose from, pet parents have help finding the plan that best fits both the needs of their pet and their budget.
Spot’s Wellness Riders
Spaying or Neutering: Covered for an extra cost, as part of the optional wellness add-ons.
Core Vaccines: Staying up to date with vaccines helps your pet stay healthy as they develop and age.
Wellness Exams: Routine exams and screenings give your vet the opportunity to detect health issues in the early stages.
Pet insurance Made easy!
Spot makes it simple for pet parents to submit a pet insurance claim and receive reimbursement for eligible vet expenses in no time.
Visit Any Licensed Vet
Yep! There are no vet restrictions. Visit any vet in Canada or the U.S.
Submit Your Claim
Send us your bill online, via fax, or email.
Get Paid!
Get cash back for covered vet bills either by direct deposit or cheque – your choice.
Saskatchewan Pet Insurance Information by City
Find city-specific information about Pet Insurance in the state of Saskatchewan .
Pet Insurance FAQs
Have questions about pet insurance and how it works? Let’s dig up an answer.
What is a Pre-Existing Condition?
A pet’s illness or accident is considered pre-existing if the condition was onset before the pet insurance policy coverage effective dates, or during a waiting period. This means if the first signs or symptoms of a condition showed up before coverage started, it would be considered pre-existing to coverage, even if it was not formally diagnosed. The most common reason why an illness or an accident is not covered by any pet insurance provider is if the condition was present before coverage started. For coverage to be available with almost all types of insurance, the problem must be new and unexpected.
For example, if typical symptoms of allergies (itchy skin, ear infections) were present before the coverage was effective or appeared within the waiting period of the policy, the allergies and related conditions, such as itchy paws and pyoderma, would be pre-existing to coverage.
How are My Premiums Calculated?
In general, your premium is based on your pet’s age, your pet’s breed, and where your pet lives. Some other factors that impact your premium are the plan you choose, if you have included preventative care coverage or not, and the discounts for which you are eligible.
What if I Miss a Payment?
When a premium payment does not go through successfully, we will send you an email letting you know. If you know you’ve missed a payment please give us a call at 1-888-501-7768, or log in to your account at https://members.spotpetinsurance.ca/ to update your payment details. Premiums must be kept up to date for your policy to remain active.
Do You Have a List of Veterinarians I Have to Use?
You can take your pet to any licensed veterinarian in Canada or when traveling in the United States— even specialists and emergency care providers. Spot Pet Insurance programs reimburse in Canadian dollars the cost of care from a licensed veterinarian in the US should something happen while you are traveling- currencies will not be exchanged.
Do all Vets take Spot Pet Insurance?
Yes, you can visit any licensed veterinarian, specialty clinic, or emergency clinic in Canada or the U.S. Learn how Spot Pet Insurance works with vet offices and clinics