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What is Pet Insurance?
Pet insurance is designed to help pet parents cover the eligible costs of veterinary bills for their pet’s unexpected accidents and illnesses. Getting a pet insurance plan can help reimburse you for eligible expenses related to unexpected accidents, illnesses, and sometimes even routine wellness care if your provider offers a wellness add-on for an extra cost. With a plan from Spot Pet Insurance, pet parents can get up to 90% cash back on eligible vet bills!*
*Reimbursement is based on your pet’s age at enrollment and renewal.
Why We Recommend Pet Insurance in Prince Edward Island?
Parasitic Infections
Pet owners on Prince Edward Island can face significant risks of parasitic infections in their pets, with heartworm and tick-borne diseases being major concerns. Dog owners are being urged to take precautions against heartworm, as recent data indicates that about 50 percent of the 150 dogs tested annually have been positive for the infection.¹ Additionally, the presence of American dog ticks, brown dog ticks, and lone star ticks on the island poses a threat, as these ticks can transmit Rocky Mountain fever.
How Spot Plans Help Protect Your Pet
Swallowed Objects & Toxins
Spot accident and illness pet plans can cover digestive accidents or injuries, due to parasite infestations, illnesses and swallowed toxins or objects.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $360†
You Pay $140

Anti-Freeze Ingestion
As temperatures drop in Prince Edward Island, the use of antifreeze can become essential, but pet owners must be vigilant about the risks it poses to their animals. The toxic ingredient in antifreeze, ethylene glycol, is sweet-tasting and highly attractive to pets. Ingesting even a small amount can be deadly, causing severe kidney damage and other health issues.² To help protect pets, it is crucial to store antifreeze securely, clean up any spills immediately, and consider using pet-safe alternatives whenever possible.
How Spot Plans Help Protect Your Pet
Swallowed Objects & Toxins
Spot accident and illness plans can cover digestive accidents or injuries, like swallowed toxins.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $3,060†
You Pay $440
Why We Recommend Pet Insurance in Prince Edward Island
At Spot Pet Insurance, we understand that every pet is different, and so are their needs. That's why Spot offers plan options with 4 tiers of coverage ranging form accident-only to accident and illness plans. We give each pet parent the ability to choose the coverage tier that best meets the needs of their pet and their budget. Pet parents can also add an optional Wellness Rider to any accident and illness plan for an extra cost, helping cover the eligible costs of certain routine care services.
Spot’s Wellness Riders
Spaying or Neutering: Take a proactive approach to your pet's health with coverage for this important procedure.
Core Vaccines: Help ensure your pet is protected against preventable diseases with coverage for routine vaccinations.
Wellness Exams: Stay on top of your pet's health with regular checkups and screenings, made easier with Spot's optional wellness add-ons.


Pet insurance Made easy!
Spot makes it simple for pet parents to submit a pet insurance claim and receive reimbursement for eligible vet expenses in no time.
Visit Any Licensed Vet
Yep! There are no vet restrictions. Visit any vet in Canada or the U.S.
Submit Your Claim
Send us your bill online, via fax, or email.
Get Paid!
Get cash back for covered vet bills either by direct deposit or cheque – your choice.
Prince Edward Island Pet Insurance Information by City
Find city-specific information about Pet Insurance in the state of Prince Edward Island.
Pet Insurance FAQs
Have questions about pet insurance and how it works? Let’s dig up an answer.