They Think We’re Pretty Cool:
What is Pet Insurance?
Pet insurance can help safeguard your furry family’s health. Just like you may insure yourself and your loved ones, you deserve help getting peace of mind for your loyal companions. Vet bills for unexpected accidents or illnesses can quickly become overwhelming. That's where pet insurance can help. With numerous potential threats lurking around the corner, pet insurance can help you rest easy knowing your beloved pooch or kitty is covered.
Why We Recommend Pet Insurance in Ontario?
Wildlife Encounters
Ontario is known to have, bears, moose, wolves, and other wildlife. While pet parents may do their best to avoid wildlife encounters when out and about with their pets, accidents can happen. Pets can suffer scratches, cuts, and bites from wildlife encounters, which can expose your pet to diseases or infections that may cause complications with treatment.
How Spot Plans Help Protect Your Pet
Accident Coverage
Accident coverage will take care of costs for injuries and emergencies related to accidents; like bite wounds, cuts, and broken bones.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $6,435†
You Pay $815
Hypothermia
Just like humans, pets can suffer from hypothermia in extremely cold weather. Short-haired or smaller animals can be especially susceptible. Frostbite is another risk, that may primarily affect their ears, tails, or paws. Another threat pets can be exposed to during the winter is antifreeze. The mixture is often used in cars during winter, and the substance is toxic to pets if ingested.1
How Spot Plans Help Protect Your Pet
Advanced Care
Spot accident and illness plans can cover unexpected conditions, like hypothermia.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $1,822.5†
You Pay $302.5
Why Spot Pet Insurance?
Spot helps provide pet parents the flexibility to choose their pet’s coverage from one of 4 tiers. Tier 1 offers accident-only coverage, while tiers 2 – 4 offer accident and illness coverage for your pet. With multiple coverage options to choose from, pet parents have help finding the plan that best fits both the needs of their pet and their budget.
Spot’s Wellness Riders
Spaying or Neutering: Covered for an extra cost as part of the optional wellness add-ons.
Core Vaccines: Staying up to date with vaccines helps your pet stay healthy as they develop and age.
Wellness Exams: Routine exams and screenings give your vet the opportunity to detect health issues in the early stages.
Pet insurance Made easy!
Spot makes it simple for pet parents to submit a pet insurance claim and receive reimbursement for eligible vet expenses in no time.
Visit Any Licensed Vet
Yep! There are no vet restrictions. Visit any vet in Canada or the U.S.
Submit Your Claim
Send us your bill online, via fax, or email.
Get Paid!
Get cash back for covered vet bills either by direct deposit or cheque – your choice.
Ontario Pet Insurance Information by City
Find city-specific information about Pet Insurance in the state of Ontario.
Pet Insurance FAQs
Have questions about pet insurance and how it works? Let’s dig up an answer.