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What is Pet Insurance?
Pet insurance can be a valuable tool for helping maintain a pet’s health. Vet bills for unexpected accidents or illnesses can be costly, but pet insurance can help mitigate these expenses for eligible vet bills. Pet insurance can help provide additional peace of mind, letting pet parents feel more secure in knowing their pet is protected.
Why We Recommend Pet Insurance in Alberta?
Tick-Borne Diseases
Pet parents in Alberta need to be particularly vigilant about ticks and tick-borne diseases. While often associated with warmer climates, ticks are becoming increasingly prevalent in Alberta, posing a risk to both pets and humans.¹ One of the most concerning tick-borne illnesses is Lyme disease, which can infect dogs through a bite from an infected tick. Initially, you might notice a large, round, red rash around the bite site on your dog. However, if left untreated, Lyme disease can lead to severe infections in the skin, joints, muscles, heart, and even the nervous system.²
How Spot Plans Help Protect Your Pet

Tick Borne Disease
Spot accident and illness plans can cover vet care costs associated with Tick-Borne disease such as diagnostic testing, medications like antibiotics or anti-parasitics, and supportive care for symptoms such as fever, lethargy, and joint pain. Preventive measures, such as tick control treatments and vaccines.
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $1,440†
You Pay $260
Wildlife Encounters
Pet owners in Alberta need to be extra cautious about wildlife encounters. Alberta has the highest number of wildlife attacks per capita in Canada, with a rate of 1 in 1,144 people. In fact, Alberta records more attacks than all other provinces combined.³ While some of these encounters may be minor, many can be aggressive, involving contact with people, pets, or property. This means that keeping your pet leashed and under control during outdoor activities is crucial, especially in areas known for wildlife activity.
How Spot Plans Help Protect Your Pet
WildFire Encounters
Spot accident and illness plans can cover required vet care associated with pet's exposure to wildfires such as smoke-induced breathing issues, eye irritation, and dehydration
With a , you could get reimbursed up to 90% of eligible bills after your annual deductible is met:
Spot plan pays you back $1,440†
You Pay $260
Why Spot Plans?
With a Spot plan, you can have help getting additional peace of mind knowing your pet is covered for unexpected accidents and illnesses. Choose from four levels of coverage, ranging from accident-only to accident and illness, to find the right balance of protection and affordability for your family.
Spot’s Wellness Riders
Spaying or Neutering: Take a proactive approach to your pet's health with coverage for this important procedure.
Core Vaccines: Help ensure your pet is protected against preventable diseases with coverage for routine vaccinations.
Wellness Exams: Stay on top of your pet's health with regular checkups and screenings, made easier with Spot's optional wellness add-ons.


Pet insurance Made easy!
Spot makes it simple for pet parents to submit a pet insurance claim and receive reimbursement for eligible vet expenses in no time.
Visit Any Licensed Vet
Yep! There are no vet restrictions. Visit any vet in Canada or the U.S.
Submit Your Claim
Send us your bill online, via fax, or email.
Get Paid!
Get cash back for covered vet bills either by direct deposit or cheque – your choice.
Alberta Pet Insurance Information by City
Find city-specific information about Pet Insurance in the state of Alberta.
Pet Insurance FAQs
Have questions about pet insurance and how it works? Let’s dig up an answer.