Dog Insurance for English Bulldog Cost

The medium-sized muscular dog with a large head, flat face and skin that folds around the face and shoulders – the English Bulldog comes from the Old English Bulldog that was used for bull-baiting. It is a cruel sport that has since been banned under the Cruelty to Animals Act in England. The old breed is not extinct. However, we’ve now got a softer, more companion-like version of the breed in the form of the English Bulldog, also known as the British Bulldog. ⁽¹⁾    

These dogs are the first ones in the lineage of the modern Bulldogs. After them, came the French and the American version. Hence, they are the default Bulldog when someone doesn’t specify which Bulldog they are talking about. 

They are kind and courageous and get along very well with children and other dogs. They are also very loyal. They can be very stubborn, though. The biggest issue that you’ll be facing with them, however, is not their stubbornness, but their loud snores. They are infamous for that. The second biggest issue that you will probably face is their chewing habits. They have a very strong jaw and would need plenty of chewing toys to keep them away from your furniture. 

There’s another thing that Bulldogs are quite infamous for – their health.

Because of their flat face, they can face a lot of health challenges, and  can develop several health conditions in their lifetime. While some of them are minor, others can be very severe and may also need surgery. They include – ⁽²⁾

This is caused by their flat faces and short muzzles that lead to breathing problems, panting, chronic discomfort, difficulty eating, etc. Almost every Bulldog has this condition to some degree. 

The folds that make this breed stand apart, can be the reason for a number of skin conditions. Some of them are eczema, or “canine atopic dermatitis,” bacterial infections like staph and pyoderma, acute moist dermatitis, etc. 

Bulldogs have a structural defect called chondrodysplasia which is an abnormal growth in cartilage. This increases the dog’s likelihood of having bone problems. They include conditions like hip dysplasia, ligament injuries, arthritis, etc. 

A condition called ‘cherry eye’ is commonly seen in English Bulldogs. Their shallow eye pockets also become a place for dust and debris to settle. Some Bulldogs also get affected by a condition called ‘dry eye’, which is the inability to produce tears. It can lead to other major problems. 

Apart from these, Bulldogs are also prone to other conditions like allergies, thyroid disease, heart disease, cancer, etc. 

We know you’re thinking that we are talking about everything but the cost of insurance for these dogs. This is because it is important to know these details about the breed as the insurance cost is dependent on factors like the general health condition of the breed, temperament, lifestyle, age, location, etc. 

Now that you’ve kept the patience of staying with us till here and understanding the breed in depth, we won’t make you wait any more. Here are the answers you were looking for - 

What is the Average Premium for English Bulldogs?

The average monthly premium for English bulldogs is $74.34^†. You’ll find this to be on the higher side when compared to the insurance cost of most other breeds. This is because of the number of medical conditions this breed is prone to. And that impacts the cost of insurance the most. 

How Many Claims Did English Bulldog Owners Make?

English Bulldogs owners made 11,791* claims in the year 2024.This includes claims ranging from illnesses to injuries.

Are English Bulldogs High Maintenance?

Yes, Bulldogs can be classified as high maintenance. To understand this, let’s break down the most common maintenance costs. First is health, and we already saw that they are not the healthiest breed out there. The second is diet – they are small-medium sized dogs, but given the amount of energy they have, they will require good amounts of high-quality, vet-recommended food. Third is grooming - Bulldogs require regular bathing and grooming to maintain healthy skin and coat. 

Apart from these costs, you’ll have to spend a good amount of time on their exercise and training. And time is money! 

In return, you do get a compact-muscular dog that is sweet, adorable and great with people and other pets. 

Is Pet Insurance Worth it for English Bulldogs?

As we mentioned above, Bulldogs are prone to several medical conditions during their lifetime. Some may be minor, but others can be pretty major and may also need surgery along with other elaborative treatment. The total cost may easily reach 4-digit thousand dollars. Insurance can help you save up to 90% on eligible vet bills.

More about Spot Pet Insurance

Dog Insurance can help provide financial assistance for eligible veterinary care in cases of unexpected accidents, illnesses, or injuries. Our plans can help pet parents manage the eligible costs of covered veterinary care and help ensure that their pets can receive the best treatment possible. Here are some ways that Spot pet insurance plans can help:

To learn more about Spot Plans or to get a free quote, click here.

^{† Average premiums are based on current policyholders as of 2024 with accident-only or accident-and-illness plans and may vary due to plan options such as annual limit, co-insurance, and annual deductible, as well as your pet’s breed, age, and location. Quotes at purchase will reflect these factors and your specific selections. Premiums are based on and may increase or decrease due to the age of your pet, the species or breed of your pet, and your home address.}

^{* Using administrative claims data from Jan 2024 to Dec 2024. Coverage and reimbursement may vary based on plan type and selected options. Variations in coinsurance rate, annual limit, and annual deductible, can affect the amount  reimbursed for eligible claims. Please review plan details carefully, as coverage and  reimbursement will differ by plan and are subject to specific terms, conditions, and exclusions.}