Pet Insurance Made Easy!
With our pet insurance plans, you can make sure your pets get the best care without breaking the bank. Whether your pet needs routine check-ups, emergency treatments, or specialized care, we’ve got you covered.
Visit Any Vet
Yep! There are no vet restrictions. Visit any vet in Canada or the U.S.
Submit Your Claim
Send us your bill online, via fax, or email.
Get Paid!
Get cash back for covered vet bills either by direct deposit or cheque – your choice.
What do Spot® Pet Insurance Plans cover?
Spot provides budget-friendly pet insurance plan options for your pet's medical needs. Our insurance plans ensure reliable coverage, giving you peace of mind. Spot’s policies provide coverage for from head to paw, including emergencies, illnesses, and behavioral treatments. Additionally, we offer optional wellness plans for regular check-ups, helping to keep your furry friend healthier and happier.
Accident & Illness
Spot Pet Insurance covers anything from emergencies to exams for qualified illnesses and related treatment.
Eligible exam fees
Cancer, Diabetes
Respiratory infections
Accident Only
Head-to-tail Pet coverage for unexpected emergencies, with next-day accident coverage guaranteed.
Surgery & Hospitalization
Swallowed objects
Toxic ingestion
Preventive Care Add-Ons
Optional Preventive Care plans focused on pet routine care and regular check-ups at the vet.
Routine Dental Care
Spaying or Neutering
Annual wellness exams
Unlock up to $1,500 in purchase savings with exclusive Spot Perks5
As part of our mission to help pets lead happier and healthier lives, we bring you a curated list of premium pet partner discounts for added savings. Enjoy access to an exclusive list of discounts on pet essentials such as supplies, pet accessories, prescription drugs, pet food, toys and more.
Affordable Pet Insurance Plans for Dogs & Cats
Life is full of surprises, but your pet's health shouldn't be one of them. Spot has plans that pay for visits to any licensed vet in Canada or the U.S. You can get up to 90% back on eligible vet costs. Ensure your pet's well-being with Spot® Pet insurance. Prioritize their care, not the cost.
Don’t forget about our multi-pet discounts! If you have more than one pet, you can save even more on your insurance premiums. And for those who have microchipped pets, we offer additional savings to help you protect your beloved companions.
Happy Pet Parents Trust Spot
I am a veterinary professional and this…
I am a veterinary professional and this by far is the best pet insurance I have dealt with. Very happy with this pet insurance company. Thank you Spot!
Seamless claim process
Seamless claim process, and promt payments. Thanks SPIC.
Cumple con sus políticas
El tiempo de respuesta es corto, pagan lo justo, tal cual se menciona en sus políticas
Very impressed
Spot was timely in processing my claim and they covered everything they said they would. Customer service was also very kind and reassuring throughout the process. I am so thankful for them and would 100% recommend this insurance company to anyone.
Prompt payment ...coverage for a new…
Prompt payment ...coverage for a new pet resulted in a visit to the vet ...required lab work which was promptly paid. Thanks
great but a little bit slow
great but a little bit slow
Efficiency
Efficiency, always ready to help, kindness, process the invoices very fast and reimburse faster.
Quick Reimbursements
I used Spot Pet Insurance. The claims process was very smooth and I got the reimbursement 3-4 days after I submitted the claim.
Easy and hassle free claim process
Easy and hassle free claim process
Ease of process
Ease of process
They've got your back. Why not cover theirs with Pet Insurance?
Life is full of surprises. Spot helps pet parents plan for the unexpected through easy and reliable pet insurance options that can be used at any licensed vet in Canada and the U.S. Enroll your Pet with a Spot Pet Insurance Plan and get up to 90% cash back on covered vet bills.
