Canada's Best
Pet Insurance

Voted # 1 by Pet Parents & Experts

  • Get up to 90% cashback on eligible Vet Bills*

  • Visit any Vet in Canada & U.S.

  • Up to 10% OFF Multi-Pet Discount1

  • Up to $1,500 in savings on Pet Essentials5

Pet Insurance Made Easy

1

Visit Any Vet

Yep! There are no vet restrictions. Visit any licensed vet in Canada or the U.S.

2

Submit Your Claim

Send us your bill online, via fax, or email.

3

Get Paid!

Get cash back for covered vet bills either by direct deposit or cheque – your choice.

Spot plans help cover your pet from head-to-tail.

Accidents

Spot plans help cover anything from emergencies to exams for eligible accidents.

  • Vet exam fees

  • Swallowed objects

  • Broken bones

And More, See Coverage >

Illnesses

Our Pet Insurance plans help cover diagnostics, treatments, and meds for unexpected illnesses.

  • Cancer & growths

  • Respiratory illnesses

  • Skin, eye, & ear infections

And More, See Coverage >

Wellness Add-Ons

Spot Optional Preventive Care plans give cash back for covered exams, vaccines, and much more.

  • Routine Dental Care

  • Spaying or Neutering

  • Flea & heartworm prevention

And More, See Coverage >

Unlock $1,500+ in discounts
on your favorite pet brands5

Get Your Discounts

They've got your back. Why not cover theirs with Pet Insurance?

Life is full of surprises. Spot helps pet parents plan for the unexpected through easy and reliable pet insurance options that can be used at any licensed vet in Canada and the U.S. Enroll your Pet with a Spot Pet Insurance Plan and get up to 90% cash back on covered vet bills.

Check Pricing

Pet Insurance Frequently Asked Questions

What is Pet Insurance and How Does it Work?

What do Spot Pet Insurance plans cover?

At what age should I insure my pet?

How are my pet insurance premiums calculated?

Do all Vets take Spot Pet Insurance?