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What is Pet Insurance?
Pet insurance can be a valuable tool for helping maintain a pet’s health. Vet bills for unexpected accidents or illnesses can be costly, but pet insurance can help mitigate these expenses for eligible vet bills. Pet insurance can help provide additional peace of mind, letting pet parents feel more secure in knowing their pet is protected.
Why We Recommend Pet Insurance in Pet Insurance Alberta?
Tick-Borne Diseases
Pet parents in Alberta need to be particularly vigilant about ticks and tick-borne diseases. While often associated with warmer climates, ticks are becoming increasingly prevalent in Alberta, posing a risk to both pets and humans.¹ One of the most concerning tick-borne illnesses is Lyme disease, which can infect dogs through a bite from an infected tick. Initially, you might notice a large, round, red rash around the bite site on your dog. However, if left untreated, Lyme disease can lead to severe infections in the skin, joints, muscles, heart, and even the nervous system.²
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Wildlife Encounters
Pet owners in Alberta need to be extra cautious about wildlife encounters. Alberta has the highest number of wildlife attacks per capita in Canada, with a rate of 1 in 1,144 people. In fact, Alberta records more attacks than all other provinces combined.³ While some of these encounters may be minor, many can be aggressive, involving contact with people, pets, or property. This means that keeping your pet leashed and under control during outdoor activities is crucial, especially in areas known for wildlife activity.
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Antifreeze
Pet parents in Alberta need to be extremely cautious with antifreeze, a common household product that poses a serious risk to pets. While antifreeze is effective for de-icing windshields and cooling vehicles, it's incredibly toxic to dogs. Its sweet taste and smell can be alluring to pets, but even a small amount ingested can be fatal.⁴ Therefore, Alberta pet parents should always store antifreeze in tightly sealed containers and keep it well out of reach of curious pets.
Read moreSpot Plans: A Comprehensive Guide to Pet Insurance
In today's world, pets are more than just companions; they're family. And like family, they deserve the best care possible. That's where Spot Plans come in.
Spot offers a range of pet insurance plans designed to provide peace of mind for pet owners. With four coverage levels, from accident-only to comprehensive accident and illness, there's a plan to suit every pet and budget.
Beyond Basic Coverage
Spot goes beyond traditional pet insurance with its optional Wellness Riders. These add-ons can help you cover essential preventive care, including:
Spaying or Neutering:
A proactive investment in your pet's long-term health.
Core Vaccines:
Protection against common and potentially serious diseases.
Wellness Exams:
Regular checkups to catch health issues early.
By choosing a Spot plan, you're not just investing in your pet's health; you're investing in your family's peace of mind.
Pet Insurance Alberta Pet Insurance Information by City
Find city-specific information about Pet Insurance in the state of Pet Insurance Alberta.
Pet Insurance FAQs
Have questions about pet insurance and how it works? Let’s dig up an answer.
What Does Pet Insurance Cover?
Pet insurance can put money back in your pocket for veterinary costs needed to diagnose, treat, and manage an eligible condition. Exams and rechecks, x-rays, ultra-sounds, bloodwork, surgeries, stitches, medication, and prescriptions, and even prescription diets are all examples of costs that can be claimed for if they are used to treat or diagnose a covered condition.
How are My Premiums Calculated?
In general, your premium is based on your pet’s age, your pet’s breed, and where your pet lives. Some other factors that impact your premium are the plan you choose, if you have included preventative care coverage or not, and the discounts for which you are eligible.
What is a Pre-Existing Condition?
A pet’s illness or accident is considered pre-existing if the condition was onset before the policy coverage effective dates, or during a waiting period. This means if the first signs or symptoms of a condition showed up before coverage started, it would be considered pre-existing to coverage, even if it was not formally diagnosed. The most common reason why an illness or an accident is not covered by any pet insurance provider is if the condition was present before coverage started. For coverage to be available with almost all types of insurance, the problem must be new and unexpected.
For example, if typical symptoms of allergies (itchy skin, ear infections) were present before the coverage was effective or appeared within the waiting period of the policy, the allergies and related conditions, such as itchy paws and pyoderma, would be pre-existing to coverage.
Do All Vets Take Spot Pet Insurance?
You can visit any licensed veterinarian, specialty clinic, or emergency clinic in the US or Canada. Learn about the costs of emergency vet care here.