Pet Insurance you can count on, top rated by experts
How does pet insurance work?
With pet insurance from Spot, taking care of your pet is simple, stress-free, and way more affordable. đž Whether itâs regular check-ups, unexpected accidents, or more serious treatments, pet insurance helps cover the cost so you donât have to stress about big vet bills. Think of pet insurance as a safety net for your petâs health. You visit any licensed vet, pay your bill, then submit a claim â and your pet insurance plan reimburses you based on your coverage. Easy.
From everyday care to emergencies, pet insurance gives you the freedom to say âyesâ to the best care for your pet without worrying about the price tag.
Visit Any Vet
Yep! There are no vet restrictions. Visit any licensed vet in Canada or the U.S.
Submit Your Claim
Send us your bill online, via fax, or email.
Get Paid!
Get cash back for covered vet bills either by direct deposit or cheque â your choice.
6.Estimated Fees for Common Diagnostics and Procedures.â Veterinary Teaching Hospital, https://vth.upei.ca/avcvth-common-procedure-pricing/. Hypothetical vet bill and claim reimbursement. Reimbursement amounts may vary depending on the specific terms of the policy, including coverage selected, annual deductible, reimbursement rate, and annual limit. Individual experiences and outcomes may vary.
Spot plans help cover your pet from head-to-tail.
Accidents
Spot plans help cover anything from emergencies to exams for eligible accidents.
Vet exam fees
Swallowed objects
Broken bones
Illnesses
Spot Pet Insurance plans help cover diagnostics, treatments, and meds for unexpected illnesses.
Cancer & growths
Respiratory illnesses
Skin, eye, & ear infections
Wellness Add-Ons
Spot Preventive Care plans give cash back for covered exams, vaccines, and much more.
Routine Dental Care
Spaying or Neutering
Flea & heartworm prevention
They've got your back. Why not cover theirs with Pet Insurance?
Life is full of surprises. Spot helps pet parents plan for the unexpected through easy and reliable pet insurance options that can be used at any licensed vet in Canada and the U.S. Enroll your Pet with a Spot Pet Insurance Plan and get up to 90% cash back on covered vet bills.
Happy Pet Parents Trust Spot
Great support
Quick response to claims and prompt payment.
Quick turn around times
Quick turn around times, so worth it!
Spot came through for us when our dog tore her ACL
Spot came through for us when our dog tore her ACLK and needed a surgical fix, took a bit of time but it was our very first claim.
best insurance
best insurance
Very simple to be reimbursed
Very simple to be reimbursed. We have never had pet insurance with previous dogs, and it was so nice to be able to take her in without worrying about the cost.
Having pet insurance saved my dog
Having pet insurance saved my dog. When he was sick we did didnât he hesitate to take him to the vet and get all the tests we needed. Spot covered the bills so we could get him the treatment he needed.
Claims were processed as fast asâŚ
Claims were processed as fast as possible. Plus coverage are very good.
Always very helpful over phone
Always very helpful over phone
They are the best of best for petâŚ
They are the best of best for pet coverage