How does pet insurance work?
With Spot pet insurance plans, you can make sure your pets get the best care without breaking the bank. Whether your pet needs routine check-ups, emergency treatments, or specialized care, we’ve got you covered.
Visit Any Vet
Yep! There are no vet restrictions. Visit any licensed vet in Canada or the U.S.
Submit Your Claim
Send us your bill online, via fax, or email.
Get Paid!
Get cash back for covered vet bills either by direct deposit or cheque – your choice.
6.Estimated Fees for Common Diagnostics and Procedures.” Veterinary Teaching Hospital, https://vth.upei.ca/avcvth-common-procedure-pricing/. Hypothetical vet bill and claim reimbursement. Reimbursement amounts may vary depending on the specific terms of the policy, including coverage selected, annual deductible, reimbursement rate, and annual limit. Individual experiences and outcomes may vary.
What is Covered with Spot Plans?
Spot plans help cover your pet from head-to-tail.
Accidents
Spot plans help cover anything from emergencies to exams for eligible accidents.
Vet exam fees
Swallowed objects
Broken bones
Illnesses
Our Pet Insurance plans help cover diagnostics, treatments, and meds for unexpected illnesses.
Cancer & growths
Respiratory illnesses
Skin, eye, & ear infections
Wellness Add-Ons
Spot Optional Preventive Care plans give cash back for covered exams, vaccines, and much more.
Routine Dental Care
Spaying or Neutering
Flea & heartworm prevention
Happy Pet Parents Trust Spot
I am a veterinary professional and this…
I am a veterinary professional and this by far is the best pet insurance I have dealt with. Very happy with this pet insurance company. Thank you Spot!
Seamless claim process
Seamless claim process, and promt payments. Thanks SPIC.
Cumple con sus políticas
El tiempo de respuesta es corto, pagan lo justo, tal cual se menciona en sus políticas
Very impressed
Spot was timely in processing my claim and they covered everything they said they would. Customer service was also very kind and reassuring throughout the process. I am so thankful for them and would 100% recommend this insurance company to anyone.
Prompt payment ...coverage for a new…
Prompt payment ...coverage for a new pet resulted in a visit to the vet ...required lab work which was promptly paid. Thanks
great but a little bit slow
great but a little bit slow
Efficiency
Efficiency, always ready to help, kindness, process the invoices very fast and reimburse faster.
Quick Reimbursements
I used Spot Pet Insurance. The claims process was very smooth and I got the reimbursement 3-4 days after I submitted the claim.
Easy and hassle free claim process
Easy and hassle free claim process
They've got your back. Why not cover theirs with Pet Insurance?
Life is full of surprises. Spot helps pet parents plan for the unexpected through easy and reliable pet insurance options that can be used at any licensed vet in Canada and the U.S. Enroll your Pet with a Spot Pet Insurance Plan and get up to 90% cash back on covered vet bills.
