Pet Insurance you can count on, top rated by experts


How does pet insurance work?
With pet insurance from Spot, taking care of your pet is simple, stress-free, and way more affordable. š¾ Whether itās regular check-ups, unexpected accidents, or more serious treatments, pet insurance helps cover the cost so you donāt have to stress about big vet bills. Think of pet insurance as a safety net for your petās health. You visit any licensed vet, pay your bill, then submit a claim ā and your pet insurance plan reimburses you based on your coverage. Easy.
From everyday care to emergencies, pet insurance gives you the freedom to say āyesā to the best care for your pet without worrying about the price tag.
Visit Any Vet
Yep! There are no vet restrictions. Visit any licensed vet in Canada or the U.S.
Submit Your Claim
Send us your bill online, via fax, or email.
Get Paid!
Get cash back for covered vet bills either by direct deposit or cheque ā your choice.
6.Estimated Fees for Common Diagnostics and Procedures.ā Veterinary Teaching Hospital, https://vth.upei.ca/avcvth-common-procedure-pricing/. Hypothetical vet bill and claim reimbursement. Reimbursement amounts may vary depending on the specific terms of the policy, including coverage selected, annual deductible, reimbursement rate, and annual limit. Individual experiences and outcomes may vary.
What is Covered with Spot Plans?
Spot plans help cover your pet from head-to-tail.
Accidents
Spot plans help cover anything from emergencies to exams for eligible accidents.
Vet exam fees
Swallowed objects
Broken bones
Illnesses
Spot Pet Insurance plans help cover diagnostics, treatments, and meds for unexpected illnesses.
Cancer & growths
Respiratory illnesses
Skin, eye, & ear infections
Wellness Add-Ons
Spot Preventive Care plans give cash back for covered exams, vaccines, and much more.
Routine Dental Care
Spaying or Neutering
Flea & heartworm prevention
Happy Pet Parents Trust Spot
Fast reimbursement no hassle
Fast reimbursement no hassle
Easy claims process with quick payment
Spot had been great to work with. Claims are easily submitted on line with reviews and completion happening quickly.
Strongly Recommended
It has been almost a year since I started to use Spot Pet Insurance and everything has been so easy and seamless, including claim processes.
One of the best pet insurance
One of the best pet insurance. It's very easy to file a claim and the payment does not take long. Thank you
Fast claim review and easy reimbursement!
I recently switched to Spot from Trupanion and couldn't be happier. They were incredibly fast to review my claim and the reimbursement hit my account sooner than expected. Definitely do not regret making the change!
The claim process was super simple andā¦
The claim process was super simple and prompt. The customer service team was very helpful and responsive. I am so happy that I chose Spot Pet Insurance.
I signed up for spot insurance when iā¦
I signed up for spot insurance when i got my french bulldog puppy. He is 7 months now and i have submitted quite a few claims with no issues at all. They were completed within 3 to 5 days and i got the payment within a day of the completion. Also any questions i have i just call and they are all so friendly and helpful. Im very happy with this company.
Paid out my claim for my puppies UTI
Paid out my claim for my puppies UTI, no questions asked.
Great support
Quick response to claims and prompt payment.
Quick turn around times
Quick turn around times, so worth it!
They've got your back. Why not cover theirs with Pet Insurance?
Life is full of surprises. Spot helps pet parents plan for the unexpected through easy and reliable pet insurance options that can be used at any licensed vet in Canada and the U.S. Enroll your Pet with a Spot Pet Insurance Plan and get up to 90% cash back on covered vet bills.

